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Super Contributor
MidnightVoice
Posts: 8,154
Registered: ‎03-25-2007

Latest Rates from a LOWES card

Just applied for Lowes Project Card - (doors need replacing).  It is the one with the 6 month interest free window for purchases over $1000.

 

Just as an FYI - they pulled TU, and the rates are:

 

Tier 1 - 7.99%

Tier 2 - 9.99%

Tier 3 - 11.99%

Tier 4 - 13.99%

Tier 5 - 17.99%

 

And the explanation and lates fees are printed very clearly and obviously for all to see

 

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
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Epic Contributor
haulingthescoreup
Posts: 28,114
Registered: ‎04-01-2007

Re: Latest Rates from a LOWES card

I wondered what that seismic activity just now in the Upper Midwest was!

I assume you were approved, and that you were approved for Tier 1. Lowe's doesn't always give out very big CL's. Would you like to share yours, so that we can all drool? :smileyvery-happy:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Super Contributor
MidnightVoice
Posts: 8,154
Registered: ‎03-25-2007

Re: Latest Rates from a LOWES card


haulingthescoreup wrote:

I assume you were approved, and that you were approved for Tier 1. Lowe's doesn't always give out very big CL's. Would you like to share yours, so that we can all drool? :smileyvery-happy:

Tier1, $10K

 

And when that and the HELOC hits, I assume my "new credit will be bad  :smileysad:

 

And BTW - my Amex credit secure plus score for TU went down 6 points the day the TU inq hit!

 

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,114
Registered: ‎04-01-2007

Re: Latest Rates from a LOWES card

You poor thing. It's so high-maintenance up there in the 800's, isn't it?

:smileywink:

Congrats --very nice CL from Lowe's. DH adores Lowes. Check out their Dremel Rotary Tool 300 kit (that's what I got him for his birthday the other day!) The smaller and stranger the toy, the more fascinating it seems to be.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Super Contributor
MidnightVoice
Posts: 8,154
Registered: ‎03-25-2007

Re: Latest Rates from a LOWES card


haulingthescoreup wrote:
You poor thing. It's so high-maintenance up there in the 800's, isn't it?

:smileywink:

Congrats --very nice CL from Lowe's. DH adores Lowes. Check out their Dremel Rotary Tool 300 kit (that's what I got him for his birthday the other day!) The smaller and stranger the toy, the more fascinating it seems to be.

 

I really only got it for the 6 month interest free periods - I will pay nothing for 5 months then pay it all off from the HELOC  :smileyvery-happy:

 

And did you use DH's card to buy his present?  :smileywink:

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,114
Registered: ‎04-01-2007

Re: Latest Rates from a LOWES card


MidnightVoice wrote:

And did you use DH's card to buy his present?  :smileywink:


What, one of his two active CC's? :smileyvery-happy:

No, I was a good girl and used my own. Came awfully close to whipping out the Home Depot card, though! Hey, a home improvement store is a home improvement store.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Super Contributor
MidnightVoice
Posts: 8,154
Registered: ‎03-25-2007

Re: Latest Rates from a LOWES card

Well, The Home Depot Man comes tonight to measure the doors (they don't trust my measurements, and neither do I!!), so I might be using the 6 month window tomorrow
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

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