No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Yes, it is actually Union Workers Credit Services and they are a scam outfit. They have been discussed in this board before. The "card" offered is not a VISA, it is a $10K "non-revolving" line of credit good only for purchases through their site. Their own info is available here:
http://www.unionworkerscreditservices.com/Union%20Workers%20Credit%20Services%20faq.htm
They have been in trouble with the U.S. Postal Inspection Servce:
Government Actions
On May 27, 2005, a temporary Restraining Order was filed by the United States Postal Service. On July 18, 2005, a Settlement Agreement was reached between U.S. Postal Service and respondents Randall K. Walls, individually, and Union Workers Credit Services, Inc.
'This agreement is for settlement purposed only, and does not constitute any admission of the making of any false statements or violation of any law or regulation. Respondents expressly deny making any false statements or violating any law or regulation.'
'Respondents agree to refrain from making materially false representations in the future under any name or names, or through any corporate or other devise. Respondents agree that going forward any solicitations they mail or distribute in any form will explicitly state that the credit limit is for use only on making purchases from Respondents.'
'Respondents agree that all mail addressed to Union Workers Credit Services, Inc., or any other name used by Respondents in connection with their business, at 4108 Amon Carter Blvd., Suite 208, Fort worth, TX 76155-2655, that is currently being detained by the Postal Service pursuant to Federal Court Order shall be released to Respondents upon full execution of this Agreement and the lifting of the injunction by the Federal District Count.' 'Upon receipt of that mail containing $37.00 payment for purchase of a membership (as a result of initial Solicitations sent prior to the execution of this Agreement) Respondents shall return to sender the $37.00 payment with a letter in the form annexed hereto as Attachment A. Postage will be paid by Respondents.'
'Respondents agree to pay full refunds to any person who has paid monies to Respondents in connection with the subject promotions, and who has requested a refund either directly from Respondents, or through any consumer or government entity, including but not limited to the Better Business Bureau.'
I also understand the Postal Inspectors are still interested in their activities, as is the attorney general of TX and possible other states as well.
You can look here for others comments:
Wonderin--it's funny you bring this up. I was planning to search the board for info on these guys today. My GF just got the same 10K CL offer with them in the mail. I immediately noticed the catch (like you said): it can only be used for purchases from them. I was wondering if this could possible work in the same way as Crown Jewelers. If they actually REPORTED the 10K limit, it may not be a bad deal for $37 for anyone struggling with UTL. However, from what you said you were able to dig up, this sounds like a pretty shady organization.
@valley_man0505 wrote:Wonderin--it's funny you bring this up. I was planning to search the board for info on these guys today. My GF just got the same 10K CL offer with them in the mail. I immediately noticed the catch (like you said): it can only be used for purchases from them. I was wondering if this could possible work in the same way as Crown Jewelers. If they actually REPORTED the 10K limit, it may not be a bad deal for $37 for anyone struggling with UTL. However, from what you said you were able to dig up, this sounds like a pretty shady organization.
Yes, it is actually Union Workers Credit Services and they are a scam outfit. They have been discussed in this board before. The "card" offered is not a VISA, it is a $10K "non-revolving" line of credit good only for purchases through their site. Their own info is available here:
http://www.unionworkerscreditservices.com/Union%20Workers%20Credit%20Services%20faq.htm
They have been in trouble with the U.S. Postal Inspection Servce:
Government Actions
On May 27, 2005, a temporary Restraining Order was filed by the United States Postal Service. On July 18, 2005, a Settlement Agreement was reached between U.S. Postal Service and respondents Randall K. Walls, individually, and Union Workers Credit Services, Inc.
'This agreement is for settlement purposed only, and does not constitute any admission of the making of any false statements or violation of any law or regulation. Respondents expressly deny making any false statements or violating any law or regulation.'
'Respondents agree to refrain from making materially false representations in the future under any name or names, or through any corporate or other devise. Respondents agree that going forward any solicitations they mail or distribute in any form will explicitly state that the credit limit is for use only on making purchases from Respondents.'
'Respondents agree that all mail addressed to Union Workers Credit Services, Inc., or any other name used by Respondents in connection with their business, at 4108 Amon Carter Blvd., Suite 208, Fort worth, TX 76155-2655, that is currently being detained by the Postal Service pursuant to Federal Court Order shall be released to Respondents upon full execution of this Agreement and the lifting of the injunction by the Federal District Count.' 'Upon receipt of that mail containing $37.00 payment for purchase of a membership (as a result of initial Solicitations sent prior to the execution of this Agreement) Respondents shall return to sender the $37.00 payment with a letter in the form annexed hereto as Attachment A. Postage will be paid by Respondents.'
'Respondents agree to pay full refunds to any person who has paid monies to Respondents in connection with the subject promotions, and who has requested a refund either directly from Respondents, or through any consumer or government entity, including but not limited to the Better Business Bureau.'
I also understand the Postal Inspectors are still interested in their activities, as is the attorney general of TX and possible other states as well.
You can look here for others comments:
I don't understand why a union would send me anything. I've been a manager for 20+ years, is this a trick to get me to unionize. Bahaha
I received one of these just the other day and shredded it. What a joke but I do feel sorry for the individuals that fall for it. I no longer have it but I believe the $37 was a membership fee and no guarantee of extension of credit.
haulingthescoreup wrote:
HSBC has a Union Plus card that appears to be pretty good. It seems to have much better CS, etc. than typical HSBC cards.
I'm just throwing this out there because this topic doesn't arise that much, and it's easy to confuse the various products when they're not often discussed.
LOL -- Yup, that's my card. (Union Plus Card MC thru AFT membership -- www.unionpluscard.com)
I rec'd the Union workers thing in the mail last year. In fact, I think it just finally made it to the shredder yesterday. (Yeah, I'm behind on my shredding, lol.) I remember googling it and being scared!