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you know they're being smart with those pre-approved letters, on those return envelopes they printed your name and address on it, so they would know exactly who filled up those envelopes with heavy junks and costing them postage money
@chalupaman wrote:Credit One is Credit Dumb IMO. Last time I checked, I was still prequalified for their cards. Ugh.
I am so sorry. I am sure that you just need some time in the garden... and they will be denying you too.
Maybe they just think you are young and stupid...
I can't wait to see the reasons on the CLI denial letter. LOL!
You know you're on your way when they stop sending you offers altogether.
The sound you just heard was Credit One's head bouncing against the curb.
Tried to offer me a lower APR at 18%, then tried to add 20% off the AF for six months. And then went into this LOOooooong spiel about how their card is helping me fix my credit and that I will have problems without them. Clearly they haven't looked at my CR lately. LOL!
The only thing that makes me sad about closing it is that I had a picture of my little dog on it.
@Firehorse wrote:The sound you just heard was Credit One's head bouncing against the curb.
Tried to offer me a lower APR at 18%, then tried to add 20% off the AF for six months. And then went into this LOOooooong spiel about how their card is helping me fix my credit and that I will have problems without them. Clearly they haven't looked at my CR lately. LOL!
The only thing that makes me sad about closing it is that I had a picture of my little dog on it.
I think you are ready for Cap1. They let you customize your credit card picture, too. They are certainly a step up from Credit1. Or you can just skip them. You already have Barclay/Amex. Still if you still want your pupy dog on your credit card...
@CreditDunce wrote:
@Firehorse wrote:The sound you just heard was Credit One's head bouncing against the curb.
Tried to offer me a lower APR at 18%, then tried to add 20% off the AF for six months. And then went into this LOOooooong spiel about how their card is helping me fix my credit and that I will have problems without them. Clearly they haven't looked at my CR lately. LOL!
The only thing that makes me sad about closing it is that I had a picture of my little dog on it.
I think you are ready for Cap1. They let you customize your credit card picture, too. They are certainly a step up from Credit1. Or you can just skip them. You already have Barclay/Amex. Still if you still want your pupy dog on your credit card...
or just print out the picture and duct tape it on your card, save yourself hp
No way am I interested in Cap One. They were one of my COs in the past.
Actually, I can put her on my new CU card.
@Anonymous wrote:or just print out the picture and duct tape it on your card, save yourself hp
I'm dying! LMAO!
I just tried the pre-approval thing on the CreditOne website - I was denied instantly. They pulled an EX score of 745, which was kind of a cool way to get a free score. I know I must be doing something right - haven't seen a CO or FirstPremier offer in my mailbox for a few months.