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Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Left garden -- approvals!!!

Ok, I went for it. I really wanted to round things out. I apped for the WF Rewards Visa, and got approved with a CL of $7000!!!! :smileysurprised: :smileyvery-happy:

 

WOW!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Senior Contributor
jsucool76
Posts: 3,784
Registered: ‎12-11-2011
0

Re: Left garden -- approvals!!!


tinuviel wrote:

Ok, I went for it. I really wanted to round things out. I apped for the WF Rewards Visa, and got approved with a CL of $7000!!!! :smileysurprised: :smileyvery-happy:

 

WOW!!!


Nice! 

 

How are the rewards on that card. I already have a card with them so in the future I'd like to get one of their non-student "better" cards. 

;
Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Left garden -- approvals!!!


jsucool76 wrote:

tinuviel wrote:

Ok, I went for it. I really wanted to round things out. I apped for the WF Rewards Visa, and got approved with a CL of $7000!!!! :smileysurprised: :smileyvery-happy:

 

WOW!!!


Nice! 

 

How are the rewards on that card. I already have a card with them so in the future I'd like to get one of their non-student "better" cards. 


 

Well, it's a points based rewards system. They sent me a prequalified offer, and I was too chicken to try for the cash back card instead. I don't expect to give it heavy usage in any case, as I'll be getting better rewards with BoA. I just wanted to be able to link it to my checking for OD protection, so I'll just use it lightly to keep it active.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Left garden -- approvals!!!


tinuviel wrote:

Ok, I went for it. I really wanted to round things out. I apped for the WF Rewards Visa, and got approved with a CL of $7000!!!! :smileysurprised: :smileyvery-happy:

 

WOW!!!


That's terrific!! You are really on a roll!! Congrats again!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Senior Contributor
jsucool76
Posts: 3,784
Registered: ‎12-11-2011
0

Re: Left garden -- approvals!!!


tinuviel wrote:

jsucool76 wrote:

tinuviel wrote:

Ok, I went for it. I really wanted to round things out. I apped for the WF Rewards Visa, and got approved with a CL of $7000!!!! :smileysurprised: :smileyvery-happy:

 

WOW!!!


Nice! 

 

How are the rewards on that card. I already have a card with them so in the future I'd like to get one of their non-student "better" cards. 


 

Well, it's a points based rewards system. They sent me a prequalified offer, and I was too chicken to try for the cash back card instead. I don't expect to give it heavy usage in any case, as I'll be getting better rewards with BoA. I just wanted to be able to link it to my checking for OD protection, so I'll just use it lightly to keep it active.

 


Little hint, at least for my checking account with them, you still get charged an OD fee even if you link your credit card. It is less expensive (I think $12.50 as opposed to $35) however they still do make you pay for it. It's a little ridiculous. 

;
Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Left garden -- approvals!!!


jsucool76 wrote:

tinuviel wrote:

jsucool76 wrote:

tinuviel wrote:

Ok, I went for it. I really wanted to round things out. I apped for the WF Rewards Visa, and got approved with a CL of $7000!!!! :smileysurprised: :smileyvery-happy:

 

WOW!!!


Nice! 

 

How are the rewards on that card. I already have a card with them so in the future I'd like to get one of their non-student "better" cards. 


 

Well, it's a points based rewards system. They sent me a prequalified offer, and I was too chicken to try for the cash back card instead. I don't expect to give it heavy usage in any case, as I'll be getting better rewards with BoA. I just wanted to be able to link it to my checking for OD protection, so I'll just use it lightly to keep it active.

 


Little hint, at least for my checking account with them, you still get charged an OD fee even if you link your credit card. It is less expensive (I think $12.50 as opposed to $35) however they still do make you pay for it. It's a little ridiculous. 


 

It's the same fee as linking my savings to my checking. I haven't had to use it, as I've been doing a good job of maintaining my checkbook. But, it gives me peace of mind in case an "ooops" happens. I prefer to know that things are covered if a mistake happens.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Senior Contributor
jsucool76
Posts: 3,784
Registered: ‎12-11-2011
0

Re: Left garden -- approvals!!!

They charge you to use your own savings account as OD protection? Damn, they're crazy...that is why I never use my WF account except to pay my WF CC bill. 

;
Contributor
severine
Posts: 122
Registered: ‎08-19-2012
0

Re: Left garden -- approvals!!!

Hooray, that is SUCH a great feeling!! All your hard work paid off!

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Left garden -- approvals!!!

Congrats! Nice app spree!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012
0

Re: Left garden -- approvals!!!

Awesome news, tinu!!!  :smileyvery-happy:

 

Your dedication to gardening has really paid off - congrats to you on the great cards!  :smileyhappy:


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14


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