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Moderator
Revelate
Posts: 4,218
Registered: ‎12-30-2011

Re: Left garden -- approvals!!!

Tinu representin!  

 

Huge congratuations senora, you've been a massive inspiriation credit-wise to me and many others and definitely deserve the approvals that you've worked hard for.

 

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)


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Moderator
tinuviel
Posts: 3,878
Registered: ‎11-02-2010

Re: Left garden -- approvals!!!

Thanks again, everyone. I really appreciate everyone's kind words. :smileyhappy:

 

I had a thought, and I ran it by my DH. My approvals were more generous than I expected, and he's still rebuilding his credit and has a little ways to go. All he has right now for general purpose cards are a Discover with 1700 CL and a BBRZ MC with a 600 CL. I'm going to put him on as an AU for the Wells Fargo card. This will help to boost his util and give him a card with a really decent CL in case of an emergency. Since we share accounts at WF, it makes sense for him to share this card as well.

 

All in all, this has been a wonderful evening!!!



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Contributor
angelnyc
Posts: 111
Registered: ‎08-19-2012

Re: Left garden -- approvals!!!

Congrats!! :smileyhappy:

Moderator
tinuviel
Posts: 3,878
Registered: ‎11-02-2010

Re: Left garden -- approvals!!!

While I'm thrilled about all of the approvals tonight, this is the card that I've been positively lusting after for the last two years. The rewards are pretty decent, and a fraction of a percent from each transaction goes to benefit the alum association. I have very warm feelings towards my alma mater.  Everyone has their own reasons for wanting a particular card, and between the rewards and the affinity ties this one has really been high on my wish list. I can't begin to express how happy I am at the approval!

 

 BankAmericard Cash Rewards™ Credit Card for UCF
Image for BankAmericard Cash Rewards Visa card for UCF
  • Earn 1% cash back on every purchase, 2% cash back on groceries and 3% cash back on gas.§ Quarterly maximum applies to bonus rewards on grocery and gas purchases.
  • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.§
  • Choose how you want to receive your cash. Have it deposited into any checking or savings account, credited to your statement or sent directly to you.


Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Valued Contributor
jsucool76
Posts: 2,618
Registered: ‎12-11-2011

Re: Left garden -- approvals!!!

It feels

good

to be a floooooorida gator

 

Oh I'm sorry were you saying something? 

 

:smileyvery-happy: Congrats. Feels great to be approved for something you really want 

 

 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Moderator
tinuviel
Posts: 3,878
Registered: ‎11-02-2010

Re: Left garden -- approvals!!!


jsucool76 wrote:

It feels

good

to be a floooooorida gator

 

Oh I'm sorry were you saying something? 

 

:smileyvery-happy: Congrats. Feels great to be approved for something you really want 

 

 


 

Yes, and I think that it's great that we can each feel a sense of pride in our respective schools. :smileywink:

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Frequent Contributor
traveler2005
Posts: 297
Registered: ‎08-13-2011

Re: Left garden -- approvals!!!

Congratulations on your new credit lines, great job, It does pay to sit in the garden, sip lemonade, and smell the roses.  LOL




Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 655, Exp 656 AE reject letter.,Eq 639
Goal Score: 700 across the board


Take the FICO Fitness Challenge
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Left garden -- approvals!!!

Wow! Great work tinuviel!!!! Enjoy the new CL's and the months of patience. After I get my PSECU Visa, I will be heading to the garden for a looooooong time!!!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Moderator
Shogun
Posts: 7,367
Registered: ‎04-15-2011

Re: Left garden -- approvals!!!

Yup.. time to put on the blue suede shoes and giver her a go.  Congrats!


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: Left garden -- approvals!!!

Congratulation on your credit card approvals, very very nice. Once again, gardening does pay off :smileyhappy:

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800

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