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Left garden -- approvals!!!

Moderator

Re: Left garden -- approvals!!!

Tinu representin!  

 

Huge congratuations senora, you've been a massive inspiriation credit-wise to me and many others and definitely deserve the approvals that you've worked hard for.

 

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 741, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (1/1/18)
Goal Score:    EQ 5 771, TU 4 750, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (01/01/19)


Take the myFICO Fitness Challenge
Message 21 of 43
Moderator Emeritus

Re: Left garden -- approvals!!!

Thanks again, everyone. I really appreciate everyone's kind words. Smiley Happy

 

I had a thought, and I ran it by my DH. My approvals were more generous than I expected, and he's still rebuilding his credit and has a little ways to go. All he has right now for general purpose cards are a Discover with 1700 CL and a BBRZ MC with a 600 CL. I'm going to put him on as an AU for the Wells Fargo card. This will help to boost his util and give him a card with a really decent CL in case of an emergency. Since we share accounts at WF, it makes sense for him to share this card as well.

 

All in all, this has been a wonderful evening!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 22 of 43
Frequent Contributor

Re: Left garden -- approvals!!!

Congrats!! Smiley Happy

Message 23 of 43
Moderator Emeritus

Re: Left garden -- approvals!!!

While I'm thrilled about all of the approvals tonight, this is the card that I've been positively lusting after for the last two years. The rewards are pretty decent, and a fraction of a percent from each transaction goes to benefit the alum association. I have very warm feelings towards my alma mater.  Everyone has their own reasons for wanting a particular card, and between the rewards and the affinity ties this one has really been high on my wish list. I can't begin to express how happy I am at the approval!

 

 BankAmericard Cash Rewards™ Credit Card for UCF
Image for BankAmericard Cash Rewards Visa card for UCF
  • Earn 1% cash back on every purchase, 2% cash back on groceries and 3% cash back on gas.§ Quarterly maximum applies to bonus rewards on grocery and gas purchases.
  • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.§
  • Choose how you want to receive your cash. Have it deposited into any checking or savings account, credited to your statement or sent directly to you.

Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 24 of 43
Super Contributor

Re: Left garden -- approvals!!!

It feels

good

to be a floooooorida gator

 

Oh I'm sorry were you saying something? 

 

Smiley Very Happy Congrats. Feels great to be approved for something you really want 

 

 

Message 25 of 43
Moderator Emeritus

Re: Left garden -- approvals!!!


jsucool76 wrote:

It feels

good

to be a floooooorida gator

 

Oh I'm sorry were you saying something? 

 

Smiley Very Happy Congrats. Feels great to be approved for something you really want 

 

 


 

Yes, and I think that it's great that we can each feel a sense of pride in our respective schools. Smiley Wink

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 26 of 43
Established Contributor

Re: Left garden -- approvals!!!

Congratulations on your new credit lines, great job, It does pay to sit in the garden, sip lemonade, and smell the roses.  LOL





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


Take the FICO Fitness Challenge

Last HP 6/10/2015
Message 27 of 43
Frequent Contributor

Re: Left garden -- approvals!!!

Wow! Great work tinuviel!!!! Enjoy the new CL's and the months of patience. After I get my PSECU Visa, I will be heading to the garden for a looooooong time!!!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 28 of 43
Moderator Emeritus

Re: Left garden -- approvals!!!

Yup.. time to put on the blue suede shoes and giver her a go.  Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 29 of 43
Established Contributor

Re: Left garden -- approvals!!!

Congratulation on your credit card approvals, very very nice. Once again, gardening does pay off Smiley Happy

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 30 of 43