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Ok, I am just kicking myself right now. I couldn't sleep, so I was on the computer and my temptation got the best of me. I thought that I would be denied which would have hurt my pride and get me in the garden for a long time. But, I applied and got the message we need more information from you call us. So, I called this morning and I was approved for the Citi Diamond Preferred for $3,000. They pulled experian which is good because I dont have that many inquiries on experian report. Not sure what this will mean for AAoA because I have credit on my report from mortgage and car payments dating back to 2000, but I dont know who to ask about the AAoA. Also, Should I call for an increase this morning. I am currently at $5,000 highest limit, so I would like to receive the same amount. Anyway, I am definitely gardening now because I will be applying for the ortgage in June 2013. My last app spree was in June 2013 where I racked up (2) store and (1) CC.
@praise123 wrote:Ok, I am just kicking myself right now. I couldn't sleep, so I was on the computer and my temptation got the best of me. I thought that I would be denied which would have hurt my pride and get me in the garden for a long time. But, I applied and got the message we need more information from you call us. So, I called this morning and I was approved for the Citi Diamond Preferred for $3,000. They pulled experian which is good because I dont have that many inquiries on experian report. Not sure what this will mean for AAoA because I have credit on my report from mortgage and car payments dating back to 2000, but I dont know who to ask about the AAoA. Also, Should I call for an increase this morning. I am currently at $5,000 highest limit, so I would like to receive the same amount. Anyway, I am definitely gardening now because I will be applying for the ortgage in June 2013. My last app spree was in June 2013 where I racked up (2) store and (1) CC.
Congrats!!
@praise123 wrote:Ok, I am just kicking myself right now. I couldn't sleep, so I was on the computer and my temptation got the best of me. I thought that I would be denied which would have hurt my pride and get me in the garden for a long time. But, I applied and got the message we need more information from you call us. So, I called this morning and I was approved for the Citi Diamond Preferred for $3,000. They pulled experian which is good because I dont have that many inquiries on experian report. Not sure what this will mean for AAoA because I have credit on my report from mortgage and car payments dating back to 2000, but I dont know who to ask about the AAoA. Also, Should I call for an increase this morning. I am currently at $5,000 highest limit, so I would like to receive the same amount. Anyway, I am definitely gardening now because I will be applying for the ortgage in June 2013. My last app spree was in June 2013 where I racked up (2) store and (1) CC.
The way that even makes sense is definitely out of my comprehension.
Anyways, congrats for the 3K and I hope you squeeze all you can get from them.
Citi does NOT do CLI upon activation. You need to use the card for 7 months before you can ask for CLI.
Are you doing BT on your Diamond Preferred card? It is a no reward CC.