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Left the Garden... for inebriated reasons....

Mega Contributor

Re: Left the Garden... for inebriated reasons....


android01 wrote:

I guess I haven't been following as close as i should Smiley Very Happy... Is Duncarr Appbar? Or just fond of drunk apping? 


No, Duncun is not Appbar. Appbar needs a special spot in the myFICO HOF. He's still deep in the credit dungeon somewhere hitting that submit button Smiley Very Happy

 

http://ficoforums.myfico.com/t5/Credit-Cards/i-feel/td-p/1375797/highlight/true/page/2

 

here's a classic.

 




EQ FICO 548 3/3/16
Message 11 of 44
Valued Contributor

Re: Left the Garden... for inebriated reasons....

Come on, I only drunken apped once and it was a successful Chase Freedom app at the end of a 5 for 5 streak Smiley Wink. I do have two checking accounts and will have 3 if successful with PSECU membership. I have a plan and I'm following it. I was just informed today that Sallie Mae will delete a 90 day late from July 2011. This will report this weekend and I expect a 40 pt gain at least. This will give me 160 pts jump in each CR in under 4 months. All my scores will be over 700 when I started they were around 550. So I think my plan is working perfectly. Also, I will be a member of NFCU and PSECU while not beig in military and having no connection to PA. 

 

my next apps will be for CSP and BCP and they will be in a bar and instant approvals Smiley Wink

 

 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 12 of 44
Valued Contributor

Re: Left the Garden... for inebriated reasons....

when i apped for DCU cc i had just gotten home from the "club" Smiley Wink and was drunk off my butt and got approved lol maybe its good luck lol

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 13 of 44
Moderator Emeritus

Re: Left the Garden... for inebriated reasons....

The walk of shame after a night at the bar... with repurcussions that last a minimum of 10 yrs. Sounds like a reality show!

Congrats on your new card!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 14 of 44
Valued Contributor

Re: Left the Garden... for inebriated reasons....

Congrats on the nice limit, don't go using that $20k limit to buy a blender or you could be APing every night... 

 

blender.jpg

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 15 of 44
Mega Contributor

Re: Left the Garden... for inebriated reasons....

That's a high tech blender right there Smiley Happy

To those who buzz app:

If your first app is a denial, do you keep going until approved?



EQ FICO 548 3/3/16
Message 16 of 44
Valued Contributor

Re: Left the Garden... for inebriated reasons....


jamesdwi wrote:

Congrats on the nice limit, don't go using that $20k limit to buy a blender or you could be APing every night... 

 

blender.jpg


Ha! thanks!  I'm just trying to figure out what I'm goin to use this new card for in the first place.  I don't NEED  it, i just WANTED it and was weak...Smiley Sad  Maybe I'll buy a new car with it or something. I could use some new carpeting.  Maybe a snowmobile. Maybe a nice vacation somewhere tropical.....  

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 17 of 44
Valued Contributor

Re: Left the Garden... for inebriated reasons....

Damn I just tore up my preapproved fingerhut app. I could had gotten the blender there. 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 18 of 44
Valued Contributor

Re: Left the Garden... for inebriated reasons....


LS2982 wrote:
That's a high tech blender right there Smiley Happy

To those who buzz app:

If your first app is a denial, do you keep going until approved?

Nope, because I never get denied!.  I neglected to mention that i also applied for a 100,000 HELOC the same night.  Got approved but turned it down when I woke up the next morining......Smiley Surprised The Barclaycard was dumb, but the HELOC was just plain stupid.  They acutally reversed the inq for me as well, which I thought was very nice of them (US Bank). Smiley Happy

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 19 of 44
Mega Contributor

Re: Left the Garden... for inebriated reasons....

So android had 2 apps.....

How many more that he's too ashamed to say..... Smiley Happy



EQ FICO 548 3/3/16
Message 20 of 44