android01 wrote:I guess I haven't been following as close as i should
... Is Duncarr Appbar? Or just fond of drunk apping?
No, Duncun is not Appbar. Appbar needs a special spot in the myFICO HOF. He's still deep in the credit dungeon somewhere hitting that submit button
http://ficoforums.myfico.com/t5/Credit-Cards/i-fee
here's a classic.
Come on, I only drunken apped once and it was a successful Chase Freedom app at the end of a 5 for 5 streak 
. I do have two checking accounts and will have 3 if successful with PSECU membership. I have a plan and I'm following it. I was just informed today that Sallie Mae will delete a 90 day late from July 2011. This will report this weekend and I expect a 40 pt gain at least. This will give me 160 pts jump in each CR in under 4 months. All my scores will be over 700 when I started they were around 550. So I think my plan is working perfectly. Also, I will be a member of NFCU and PSECU while not beig in military and having no connection to PA.
my next apps will be for CSP and BCP and they will be in a bar and instant approvals
Congrats on your new card!
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
Wallet: FNBO DISC 7.5k, , Chase Freedom 3k & Slate 3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
jamesdwi wrote:Congrats on the nice limit, don't go using that $20k limit to buy a blender or you could be APing every night...
Ha! thanks! I'm just trying to figure out what I'm goin to use this new card for in the first place. I don't NEED it, i just WANTED it and was weak...
Maybe I'll buy a new car with it or something. I could use some new carpeting. Maybe a snowmobile. Maybe a nice vacation somewhere tropical.....
LS2982 wrote:
That's a high tech blender right there
To those who buzz app:
If your first app is a denial, do you keep going until approved?
Nope, because I never get denied!. I neglected to mention that i also applied for a 100,000 HELOC the same night. Got approved but turned it down when I woke up the next morining......
The Barclaycard was dumb, but the HELOC was just plain stupid. They acutally reversed the inq for me as well, which I thought was very nice of them (US Bank). 
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