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Valued Contributor
jamesdwi
Posts: 1,421
Registered: ‎09-16-2011

Left the garden

App'd for Citi Thankyou, got the 7-10 message kinda surprised since I have gotten the pre-approval letter hoping for a no interest deal for 12 months or more, probably getting declined because I found out that they have begun denying anyone that had ever had them listed on a bankruptcy which I did about 18 years ago...  But we shall see, they gave me a Home Depot by Citi and gave me an instant CLI the same day to 4k, card sits with a 0 balance after I paid off a $600 zero percent interest deal. 

 

Decided to AP for Chase slate to get the 0% interest deal for 15 months, got approved for 3k, found out while trying to get a CLI that I didn't get the "elite status" so no zero percent interest deal. 

 

Debating on Apping for barclays... but don't like the idea of having them watch my reports like a hawk. 

 

Discover also gave me a pre-approval but they are offering only 6 months no interest. 

 

I also got a BOA card pre-selected offer while i was gardening for 90 days, but they are on my list to avoid.

 

 

 

 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,220
Registered: ‎10-02-2012

Re: Left the garden

geat approval. Maybe you should just apply for the ones youve listed. You already left the garden might as well make it worth it! :smileyhappy:


$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Left the garden

+1

Regular Contributor
Tran92
Posts: 217
Registered: ‎09-25-2012

Re: Left the garden

Yea you might as well apply for it, so that way they all fall off at the same time. Just make sure the cards you apply for is worth the inquiry. 

TU 746 (10/13)
GOAL: 750+







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