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Lenscrafters CC

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BearsAndTurtlesRtheBest
Senior Contributor

Lenscrafters CC

How difficult  is it to obtain? Also do they pull ONLY TU or other CBs? What CL did you get when applied? Thanks

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 1 of 13
12 REPLIES 12
LS2982
Mega Contributor

Re: Lenscrafters CC


@BearsAndTurtlesRtheBest wrote:

How difficult  is it to obtain? Also do they pull ONLY TU or other CBs? What CL did you get when applied? Thanks


GE card. Depends on where you live for what it pull. Its prtimarily TU. I personally do not have the card but woul imagine with a clean file and decent score you could get a decent starting CL.

 

Good luck if you apply!!!




EQ FICO 548 3/3/16
Message 2 of 13
BearsAndTurtlesRtheBest
Senior Contributor

Re: Lenscrafters CC

My sister wants some eye contacts and plans to go to Lenscrafters. We live in California.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 3 of 13
LS2982
Mega Contributor

Re: Lenscrafters CC


@BearsAndTurtlesRtheBest wrote:

My sister wants some eye contacts and plans to go to Lenscrafters. We live in California.


I've heard EX being pulled out in CA for GE cards. YMMV tho.




EQ FICO 548 3/3/16
Message 4 of 13
BearsAndTurtlesRtheBest
Senior Contributor

Re: Lenscrafters CC

We shall see what happens if anything Ill let you know. Thanks for re-plying

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 5 of 13
journey258
Frequent Contributor

Re: Lenscrafters CC

When I was at LensCrafters a preapproval came up during my checkout. I only took it because there was 0 interest for 12 months. I would go inside a store and avoid the inquiry. 


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Message 6 of 13
LS2982
Mega Contributor

Re: Lenscrafters CC


@journey258 wrote:

When I was at LensCrafters a preapproval came up during my checkout. I only took it because there was 0 interest for 12 months. I would go inside a store and avoid the inquiry. 


You didn't get a INQ on any files?




EQ FICO 548 3/3/16
Message 7 of 13
journey258
Frequent Contributor

Re: Lenscrafters CC

No inquiries. Just the new account after a few days. 


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Message 8 of 13
BearsAndTurtlesRtheBest
Senior Contributor

Re: Lenscrafters CC

looks like we are gonna pull the trigger

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 9 of 13
LS2982
Mega Contributor

Re: Lenscrafters CC


@BearsAndTurtlesRtheBest wrote:

looks like we are gonna pull the trigger


Fingers crossed for a good CL!!!




EQ FICO 548 3/3/16
Message 10 of 13
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