Reply
Frequent Contributor
AmyBoo
Posts: 328
Registered: ‎09-28-2008
0

Lerner's NY - Store Card

Anyone have any experience with this. I don't have many details about it because I applied during check out. I always swore I wouldn't do that but today I did.

 

 

 

Just wanted to know if anyone had ever dealt with them and what they are like

 

 

Thanks in advance!

Community Leader
Senior Contributor
laz98
Posts: 4,317
Registered: ‎09-06-2008
0

Re: Lerner's NY - Store Card

isn't this new york & company now?  that's what came up when i googled it.

 

i just got a ny & c card in october.  :smileyhappy:

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Frequent Contributor
AmyBoo
Posts: 328
Registered: ‎09-28-2008
0

Re: Lerner's NY - Store Card

You know what.... I didn't know that's why I put both names....

 

I don't even shop at that store.. I used to a long time ago when I needed work clothes and clothes for going out but .....

 

Now I litterally work in a tiny little town that has - a gas station, a bank, a mom and pop lunch place and a church.... not even a red light!

 

I could probably come to work in my pajamas and as long as they were neat and clean and I was fully covered no body would say anything!

 

I went in there to get ONE pair of pants that I saw from the window that happened to match this fuschia colored sweater I had on today and that was it. I don't know how I came out with a credit card! I have just been app happy lately. :smileysad:

Community Leader
Senior Contributor
laz98
Posts: 4,317
Registered: ‎09-06-2008
0

Re: Lerner's NY - Store Card

i hear ya on the app-happy thing.......i went a little crazy in october.  i'm trying to keep it under wraps now!  it can be so addicting!

 

since i only just got the card, i can't say how great or awful they are.  but WFNNB is the bank behind lane bryant & victoria's secret as well, which we just happen to have as well :smileywink:

 

they have been pretty good, as far as CLIs.  i have asked for one basically every 3 or 4 months, & always get one.  the amounts vary, because you can ask for an amount on the lane bryant card.  so the increases have varied from $200 to $400.  :smileyhappy:

 

the only drawback of course is the 22.8% interest their cards carry!

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Established Contributor
Uniqua
Posts: 683
Registered: ‎04-05-2008
0

Re: Lerner's NY - Store Card

Lerner's NY was a CC that could be used at both Lerner's and New York and Company stores. Since they are no longer sister companies, you cannot use the card at both stores. The card is now New York and Company. Lerner is now Metrostyle.

I had this card back when it could be used at both stores. I was given a small CL and don't ever recall it increasing. I love these stores and used the CC all the time.

Even though I no longer have the card (and they keep trying to get me to re-apply), I am a MAJOR shopper at both stores. I LOVE their clothes and they are very good at taking care of their loyal customers, card holders or not. I get discounts/coupons ALL THE TIME ($30 off $60, 40-50% off purchase, etc). I just bought approx. $130.00 worth of clothes at NY&Co. yesterday for $60.00. I still get good deals so having their CCs won't necessarily benefit me any more. If you spend a lot of money there, it may be to your benefit. I don't know. Since you already burned the inquiry, use the CC. They have really nice clothes too.

What CL did they give you?

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


Take the FICO Fitness Challenge


Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+