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Less "popular" CCs that are appealing?

Frequent Contributor

Less "popular" CCs that are appealing?

Are there smaller or lesser known credit card companies or CUs out there that you've got your eye on apping with, but you haven't because it's not AMEX, Chase, Discover, BoA, Barclay, Comenity, GE, etc.? It seems like the Duck and Beaver cards only recently became popular (though perhaps I missed it having such popularity over the couple years I've been on) throughout these boards and I'm wondering what could be next. Maybe it's a credit union that offers a huge CL or a smaller company that has unique perks. Maybe they're particularly easy with their underwriting or maybe just the opposite - maybe they're only for the 800 club. 

 

Just starting a little conversation...

 

Thoughts?

 

*grammar edit

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Message 1 of 19
18 REPLIES
Senior Contributor

Re: Less "popular" CCs that are appealing?

If you are in their service area:

 

Huntington Voice

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Message 2 of 19
Senior Contributor

Re: Less "popular" CCs that are appealing?

The Huntington Bank's Voice MC/WMC gained some momentum during summer; however, it hasn't been fully expanded nationwide - only within their footprint area (due to expand sometime early in 2014).

 

There's also the NASA FCU Rewards Visa.

 

Fifth Third Bank's SU2C MasterCard was recently launched (if you're into the philanthrohic spirit).

 

Santander Bank (fka Sovereign Bank) currently offers the Sphere Visa Signature cashback product.

 

Wells Fargo Bank is slated to widely launch (currently offered in test markets) their AMEX CC sometime mid-2014.

 

US Bank will be launching their AMEX CC during Fall 2014.

Message 3 of 19
New Member

Re: Less "popular" CCs that are appealing?


FinStar wrote:

The Huntington Bank's Voice MC/WMC gained some momentum during summer; however, it hasn't been fully expanded nationwide - only within their footprint area (due to expand sometime early in 2014).

 

There's also the NASA FCU Rewards Visa.

 

Fifth Third Bank's SU2C MasterCard was recently launched (if you're into the philanthrohic spirit).

 

Santander Bank (fka Sovereign Bank) currently offers the Sphere Visa Signature cashback product.

 

Wells Fargo Bank is slated to widely launch (currently offered in test markets) their AMEX CC sometime mid-2014.

 

US Bank will be launching their AMEX CC during Fall 2014


Speaking as someone who has worked in and around Banco Santander, if you're looking for an up and comer, this is a good one.  Their lending services hasn't really broken into the US market, but I believe that there is nothing stopping them as this point but themselves.  It's a massive Spanish bank, and if you know Spain's current political and financial climate, then you know why they've been cautious to this point.  Santander is a good organization though, and worth a look if you aren't certain as to their value as a lender.

 

(EDIT: for the record, I don't work for them anymore, I just like the organization.)


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Message 4 of 19
Established Contributor

Re: Less "popular" CCs that are appealing?

TD Bank, 5% cash back on nearly everything for the first 6 months

Message 5 of 19
Senior Contributor

Re: Less "popular" CCs that are appealing?


MontegoMack wrote:

Are there smaller or lesser known credit card companies or CUs out there that you've got your eye on apping with, but you haven't because it's not AMEX, Chase, Discover, BoA, Barclay, Comenity, GE, etc.? It seems like the Duck and Beaver cards only recently became popular (though perhaps I missed it having such popularity over the couple years I've been on) throughout these boards and I'm wondering what could be next. Maybe it's a credit union that offers a huge CL or a smaller company that has unique perks. Maybe they're particularly easy with their underwriting or maybe just the opposite - maybe they're only for the 800 club. 

 

Just starting a little conversation...

 

Thoughts?

 

*grammar edit


BBVA Compass Clearpoints visa (if you are in their area)   15,000 max clearpoints visa all other cards apply at branch or phone  20,000 max  http://www.bbvacompass.com/credit-cards/


Message 6 of 19
Valued Contributor

Re: Less "popular" CCs that are appealing?

Some of the regional banks have been the "darlings" on sites such as this over the years.  I recall about 6-7 years ago, 1st Command Bank was one of those "must have" cards, due to their low APR and generous terms.  Not unlike the favour that the Duck/Beaver cards have garnered here lately.  Simmons First and IberiaBank have also been the same sort of "darling" cards, not so much here though, as on some other sites from a few years back.  They are still good cards to consider, though stringent requirements to get them.

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Message 7 of 19
Super Contributor

Re: Less "popular" CCs that are appealing?


alvon123 wrote:

MontegoMack wrote:

Are there smaller or lesser known credit card companies or CUs out there that you've got your eye on apping with, but you haven't because it's not AMEX, Chase, Discover, BoA, Barclay, Comenity, GE, etc.? It seems like the Duck and Beaver cards only recently became popular (though perhaps I missed it having such popularity over the couple years I've been on) throughout these boards and I'm wondering what could be next. Maybe it's a credit union that offers a huge CL or a smaller company that has unique perks. Maybe they're particularly easy with their underwriting or maybe just the opposite - maybe they're only for the 800 club. 

 

Just starting a little conversation...

 

Thoughts?

 

*grammar edit


BBVA Compass Clearpoints visa (if you are in their area)   15,000 max clearpoints visa all other cards apply at branch or phone  20,000 max  http://www.bbvacompass.com/credit-cards/


What's the good thing about this card?   Looks like just 1% rewards.

Message 8 of 19
Super Contributor

Re: Less "popular" CCs that are appealing?


thom02099 wrote:

Some of the regional banks have been the "darlings" on sites such as this over the years.  I recall about 6-7 years ago, 1st Command Bank was one of those "must have" cards, due to their low APR and generous terms.  Not unlike the favour that the Duck/Beaver cards have garnered here lately.  Simmons First and IberiaBank have also been the same sort of "darling" cards, not so much here though, as on some other sites from a few years back.  They are still good cards to consider, though stringent requirements to get them.


Right, Simmons and Iberia are still great low-rate cards, but the strict conditions make them inapplicable to many here.

 

Still don't get the massive love of Duck/Beaver (high CL for many I guess) but I had always assumed it is just one of many.

Message 9 of 19
Super Contributor

Re: Less "popular" CCs that are appealing?


compassion101 wrote:

TD Bank, 5% cash back on nearly everything for the first 6 months


Yes, 5% uncapped!    Wells Fargo has three similar cards, also for 6 months.  Some people are getting $1000 cash back a month on those.   TD Bank you can apparently reopen two months after closing and get another 6 months, and you may be able to rotate among the different WF cards but haven't seen confirmation.

Message 10 of 19