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Valued Contributor
Swapmeet
Posts: 1,312
Registered: ‎11-10-2012

Re: Less "popular" CCs that are appealing?


longtimelurker wrote:

thom02099 wrote:

Some of the regional banks have been the "darlings" on sites such as this over the years.  I recall about 6-7 years ago, 1st Command Bank was one of those "must have" cards, due to their low APR and generous terms.  Not unlike the favour that the Duck/Beaver cards have garnered here lately.  Simmons First and IberiaBank have also been the same sort of "darling" cards, not so much here though, as on some other sites from a few years back.  They are still good cards to consider, though stringent requirements to get them.


Right, Simmons and Iberia are still great low-rate cards, but the strict conditions make them inapplicable to many here.

 

Still don't get the massive love of Duck/Beaver (high CL for many I guess) but I had always assumed it is just one of many.


The downside is that you have to have a card with one of those silly logos on it.

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Shogun
Posts: 12,883
Registered: ‎04-15-2011

Re: Less "popular" CCs that are appealing?

I have the Bank of Omaha AMEX, it's a nice little card.


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samm90
Posts: 182
Registered: ‎11-26-2013

Re: Less "popular" CCs that are appealing?

I'm going to app for a local CU card in 6 months. 7.99% apr for bt ca and purchases. 1%FTF. Since it is only avaliable to less than 50 k people I'm sure it isn't popular.
Discover Tu 730(2/14) DCU Eq 725(2/28)

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Valued Contributor
user5387
Posts: 1,794
Registered: ‎07-01-2010

Re: Less "popular" CCs that are appealing?


MontegoMack wrote:

Are there smaller or lesser known credit card companies or CUs out there that you've got your eye on apping with, but you haven't because it's not AMEX, Chase, Discover, BoA, Barclay, Comenity, GE, etc.? It seems like the Duck and Beaver cards only recently became popular (though perhaps I missed it having such popularity over the couple years I've been on) throughout these boards and I'm wondering what could be next. Maybe it's a credit union that offers a huge CL or a smaller company that has unique perks. Maybe they're particularly easy with their underwriting or maybe just the opposite - maybe they're only for the 800 club. 

 

Just starting a little conversation...

 

Thoughts?

 

*grammar edit


If you're going to be carrying a balance long term, and can't spin out the 0% offers, then I would focus on CU cards.

 

There are at least three reasons for this -- (1) lower APRs, (2) higher CLs, and (3) less AA risk.  Some CU cards also have rewards, for example 1% cashback.  A few have even better rewards, for example LMCU and Penfed.

 

Here's a list of around 75 CUs open to anyone.

 

http://www.depositaccounts.com/blog/the-big-list-of-credit-unions-open-to-anyone.html

New Contributor
Tuxedo77
Posts: 131
Registered: ‎07-06-2013

Re: Less "popular" CCs that are appealing?

[ Edited ]

:smileylol:


FinStar wrote:

The Huntington Bank's Voice MC/WMC gained some momentum during summer; however, it hasn't been fully expanded nationwide - only within their footprint area (due to expand sometime early in 2014).

 

There's also the NASA FCU Rewards Visa.

 

Fifth Third Bank's SU2C MasterCard was recently launched (if you're into the philanthrohic spirit).

 

Santander Bank (fka Sovereign Bank) currently offers the Sphere Visa Signature cashback product.

 

Wells Fargo Bank is slated to widely launch (currently offered in test markets) their AMEX CC sometime mid-2014.

 

US Bank will be launching their AMEX CC during Fall 2014.




 Muah ha ha hah! :smileylol:

 photo 1prgcloth_zps7f9256eb.jpg photo 1preferredcloth_zpsfbf0f6e2.jpg photo 1chasecloth_zps68609f83.jpg photo 1Discocloth_zps80c14d54.jpg photo 1barclaycloth_zps5292ec9b.jpg
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Less "popular" CCs that are appealing?


Tuxedo77 wrote:

:smileylol:


FinStar wrote:

The Huntington Bank's Voice MC/WMC gained some momentum during summer; however, it hasn't been fully expanded nationwide - only within their footprint area (due to expand sometime early in 2014).

 

There's also the NASA FCU Rewards Visa.

 

Fifth Third Bank's SU2C MasterCard was recently launched (if you're into the philanthrohic spirit).

 

Santander Bank (fka Sovereign Bank) currently offers the Sphere Visa Signature cashback product.

 

Wells Fargo Bank is slated to widely launch (currently offered in test markets) their AMEX CC sometime mid-2014.

 

US Bank will be launching their AMEX CC during Fall 2014.




 Muah ha ha hah! :smileylol:


Heya Tuxedo77!!!!!!!  :robotlol:   Psst ... Psst ... want another delicious list of obscure CCs?  LOL   Oh wait, myjourney might see this and send those rabid squirrels in my direction... they shredded my jeans last time leaving them looking like a hula skirt... as a reminder not to encourage indiscrimnate apps :smileytongue:

New Contributor
Tuxedo77
Posts: 131
Registered: ‎07-06-2013

Re: Less "popular" CCs that are appealing?


FinStar wrote:

Tuxedo77 wrote:

:smileylol:


FinStar wrote:

The Huntington Bank's Voice MC/WMC gained some momentum during summer; however, it hasn't been fully expanded nationwide - only within their footprint area (due to expand sometime early in 2014).

 

There's also the NASA FCU Rewards Visa.

 

Fifth Third Bank's SU2C MasterCard was recently launched (if you're into the philanthrohic spirit).

 

Santander Bank (fka Sovereign Bank) currently offers the Sphere Visa Signature cashback product.

 

Wells Fargo Bank is slated to widely launch (currently offered in test markets) their AMEX CC sometime mid-2014.

 

US Bank will be launching their AMEX CC during Fall 2014.




 Muah ha ha hah! :smileylol:


Heya Tuxedo77!!!!!!!  :robotlol:   Psst ... Psst ... want another delicious list of obscure CCs?  LOL   Oh wait, myjourney might see this and send those rabid squirrels in my direction... they shredded my jeans last time leaving them looking like a hula skirt... as a reminder not to encourage indiscrimnate apps :smileytongue:


  LOL, shredded jean-skirts are pretty doggone trendy. Just hope you live in a warm part of the country :smileywink:

 

Came close to a Santander app last week, but I'm "saving myself" for Huntington whenever they get ready to expand. :smileylol:

 photo 1prgcloth_zps7f9256eb.jpg photo 1preferredcloth_zpsfbf0f6e2.jpg photo 1chasecloth_zps68609f83.jpg photo 1Discocloth_zps80c14d54.jpg photo 1barclaycloth_zps5292ec9b.jpg
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Less "popular" CCs that are appealing?


Tuxedo77 wrote:

FinStar wrote:

Tuxedo77 wrote:

:smileylol:


FinStar wrote:

The Huntington Bank's Voice MC/WMC gained some momentum during summer; however, it hasn't been fully expanded nationwide - only within their footprint area (due to expand sometime early in 2014).

 

There's also the NASA FCU Rewards Visa.

 

Fifth Third Bank's SU2C MasterCard was recently launched (if you're into the philanthrohic spirit).

 

Santander Bank (fka Sovereign Bank) currently offers the Sphere Visa Signature cashback product.

 

Wells Fargo Bank is slated to widely launch (currently offered in test markets) their AMEX CC sometime mid-2014.

 

US Bank will be launching their AMEX CC during Fall 2014.




 Muah ha ha hah! :smileylol:


Heya Tuxedo77!!!!!!!  :robotlol:   Psst ... Psst ... want another delicious list of obscure CCs?  LOL   Oh wait, myjourney might see this and send those rabid squirrels in my direction... they shredded my jeans last time leaving them looking like a hula skirt... as a reminder not to encourage indiscrimnate apps :smileytongue:


  LOL, shredded jean-skirts are pretty doggone trendy. Just hope you live in a warm part of the country :smileywink:

 

Came close to a Santander app last week, but I'm "saving myself" for Huntington whenever they get ready to expand. :smileylol:


LMAO... Nope, Ohio is not warm this time of year and just think how freezing cold it would be wearing something like that! :smileytongue:

It probably wouldn't hurt to wait.  The last update was beginning of 2014, not sure of the exact date though.  From what I've heard, they've had a good response with the Voice CC within the current Huntington Bank footprint.... so we'll see. 

Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013

Re: Less "popular" CCs that are appealing?


FinStar wrote:

Tuxedo77 wrote:

:smileylol:


FinStar wrote:

The Huntington Bank's Voice MC/WMC gained some momentum during summer; however, it hasn't been fully expanded nationwide - only within their footprint area (due to expand sometime early in 2014).

 

There's also the NASA FCU Rewards Visa.

 

Fifth Third Bank's SU2C MasterCard was recently launched (if you're into the philanthrohic spirit).

 

Santander Bank (fka Sovereign Bank) currently offers the Sphere Visa Signature cashback product.

 

Wells Fargo Bank is slated to widely launch (currently offered in test markets) their AMEX CC sometime mid-2014.

 

US Bank will be launching their AMEX CC during Fall 2014.




 Muah ha ha hah! :smileylol:


Heya Tuxedo77!!!!!!!  :robotlol:   Psst ... Psst ... want another delicious list of obscure CCs?  LOL   Oh wait, myjourney might see this and send those rabid squirrels in my direction... they shredded my jeans last time leaving them looking like a hula skirt... as a reminder not to encourage indiscrimnate apps :smileytongue:


lmao! :smileyvery-happy: those squirrels are creepy :smileyvery-happy:



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