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Thanks I was leaning towards that card myself!
@yfan wrote:
@arijitnit wrote:Hi myfico users,
I have been a long time avid reader, and this is my first post Any good advice on a travel card for maximum cash back for leisure travellers? maybe 2-3 times a year, one internationally. The usual choice of CSP or Barclay arrival + seems to be too steep of an annual fee for my budget.
For the occasional leisure traveler, you won't do better than the Orbitz Rewards Visa. You earn 5% back on all Orbitz bookings from the card (you earn an additional 5% or 3% depending on booking method on hotels and and additional 1% on flights, packages and cruises through Orbitz), and 2% back on every other purchase. The only catch is that the rewards are in the form of "Orbucks" ($1 = 1 Orbuck) you have to use your earnings on stand-alone hotel bookings on Orbitz, but the good thing is that you can redeem any amount. For example, if your hotel costs $250 and you only have $92 in Orbucks, you don't have to wait till you have the full amount - you just take that $92 off the cost of the hotel.
The card also has no AF and no FTF.
@Anonymous wrote:
@arijitnit wrote:Hi myfico users,
I have been a long time avid reader, and this is my first post Any good advice on a travel card for maximum cash back for leisure travellers? maybe 2-3 times a year, one internationally. The usual choice of CSP or Barclay arrival + seems to be too steep of an annual fee for my budget.
I have the amex HHonors with no AF , but that has a FTF (damn ) , and I am not sure I would get or stay in a Hilton wherever I go, they can be pretty expensive . So looking for the ideal card to put my flight and hotel spendings on and get some decent rewards
My FAKO is 752.
AAA Member Rewards from BOA. 3X Cashback on AAA and other travel purchases, as well as 2X on gas, grocery, and drug store purchases.
There is also a second, less publicized version of the Chase AARP that gives you 3% back on travel.
I think both of them have FTFs though...
Dining AND Travel? Or one or the other?
@CreditMagic7 wrote:Multiple Choice Variety of 3X Categories
https://www.huntington.com/pas/creditcard/
Hey CreditMagic, that's an interesting card and have bookmarked it in my 'GardeneXit' file.
I checked the credit pulls data base for Huntington Bancshares but didn't come up with anything. Any Idea who they pull from?
Thx...
@Anonymous wrote:
@CreditMagic7 wrote:Multiple Choice Variety of 3X Categories
https://www.huntington.com/pas/creditcard/
Hey CreditMagic, that's an interesting card and have bookmarked it in my 'GardeneXit' file.
I checked the credit pulls data base for Huntington Bancshares but didn't come up with anything. Any Idea who they pull from?
Thx...
Sure. They exclusively pull EQUIFAX for the most part. I haven't seen any post yet where they deviate to any other but who knows. I'm seriously considering going for a 2nd card after a year next month in order to maximize the CB! I also bank with HNB.
@CreditMagic7 wrote:
@Anonymous wrote:
@CreditMagic7 wrote:Multiple Choice Variety of 3X Categories
https://www.huntington.com/pas/creditcard/
Hey CreditMagic, that's an interesting card and have bookmarked it in my 'GardeneXit' file.
I checked the credit pulls data base for Huntington Bancshares but didn't come up with anything. Any Idea who they pull from?
Thx...
Sure. They exclusively pull EQUIFAX for the most part. I haven't seen any post yet where they deviate to any other but who knows. I'm seriously considering going for a 2nd card after a year next month in order to maximize the CB! I also bank with HNB.
Thx again and good to know. Come Dec. we'll have to give it a look and see what they offer.
All the Best.
@Anonymous wrote:
@CreditMagic7 wrote:
@Anonymous wrote:
@CreditMagic7 wrote:Multiple Choice Variety of 3X Categories
https://www.huntington.com/pas/creditcard/
Hey CreditMagic, that's an interesting card and have bookmarked it in my 'GardeneXit' file.
I checked the credit pulls data base for Huntington Bancshares but didn't come up with anything. Any Idea who they pull from?
Thx...
Sure. They exclusively pull EQUIFAX for the most part. I haven't seen any post yet where they deviate to any other but who knows. I'm seriously considering going for a 2nd card after a year next month in order to maximize the CB! I also bank with HNB.
Thx again and good to know. Come Dec. we'll have to give it a look and see what they offer.
All the Best.
Dang, Wal-Mart is actually a category. Not one I would likely ever choose, but Wally World usually gets excluded from every category card I've ever seen.
@CreditMagic7 wrote:Multiple Choice Variety of 3X Categories
https://www.huntington.com/pas/creditcard/
Nice card, wonder why it doesn't get more attention? Ugh EQ though? Do you get an instant denial/approval or all manual review?
It's only one category at a time though and AARP has food and gas already covered for me and those are my two biggest spend categories. I'm not sure what else I could choose to make it worthwhile considering all the rotators and whatnot. It's an interesting card though for sure
@CreditCuriousity wrote:
@CreditMagic7 wrote:Multiple Choice Variety of 3X Categories
https://www.huntington.com/pas/creditcard/
Nice card, wonder why it doesn't get more attention? Ugh EQ though? Do you get an instant denial/approval or all manual review?
It IS discussed quite a bit here! Put Huntington Voice in the search box at the top and you will see lots of threads.
Is it available nationwide yet? It was always "about to" become that, but wasn't last time I checked. And one category, and capped, somewhat limits the appeal, compared to say Cash + with 2 5% categories (although many will find the Voice ones more userful)
@Anonymous wrote:
@Closingracer99 wrote:US bank has a card you can choose your categories but you can't apply online
Nerf+?
+1 Nerfed