Let Navy Federal Credit Union be your bank of choice!!!!!!!!!

[iMacDrew]

Last time I check its a hard pull everytime you request a CLI. They do do auto cli every once in a while and those are soft. 

[RCortez3865]

Word...Ill keep that in mind.  Thanks!

[DiabolicallyRandom]

I watched my reports for a soft pull. After they finally did it in September I requested 24000 and was countered with 15000. No HP. Some get lucky with it before 6 months

[Xer0_SiN]

just keep in mind fellas, while they are generous, please dont take advantage of that. i read some stories of navy coming back and shutting account down because of simply asking too much, or asking too often.

[RCortez3865]

before they counter offered you 15000 what was your original limit?

[RCortez3865]

After reading that I just put my trigger happy fingers back in the holster!!!  Ill wait for at least 6 months then!

[DiabolicallyRandom]

Mine was $11500 before my increase.

[Creditaddict]

Super Congrats.

CLOSE your Credit One and 2 First Premier Now!

I would email EO office with Capital One next month after the Navy stuff updates on your credit report for that card to be unsecured, AF removed and PC to Quicksilver and CLI to $5k

I would call Credit Solutions next month with your Walmart about a CLI to $5k also.

Then at month 3, that's after 3 statements and at least 3 payments on your navy, I would ask for your NavCheck CLI to the max $15k.

Then I would test the waters with which ever credit card you have been using the most and ask for CLI to $25k, if you get a 3-5 day message I would probably call up and ask it to be withdrawn and then it will be no hp and no looksies... if you get an instant counter then you are probably good to go to ask on the other 2 credit cards for the same..

as someone else said if you go the little extra and get a full credit report and can see the sp's and see navy doing check, then you are good after that.

but with credit cards you always ask for $25k and get the counter.... over $25k will always be a manual review and hp.

the navcheck will be hp also just to note but they will probably up to $15k without much issue after a few months... you go in like you are applying, then it asks if you are asking for cli or new account, and click cli.

[KoolDev]

I just joined them today and got  anice CLI of 17.5    I think i need to go ahead and get that travel trailer loan and refi my car.     I like NFCU hahaha

Congrats !

[MsLadyRover]

That's super awesome!!!! Congratulations on your THREE new cards and Line of Credit!!