Let Navy Federal Credit Union be your bank of choice!!!!!!!!!

[Scupra]

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@Creditaddict wrote:

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@combatveteran wrote:

so I should just leave them alone until my credit gets fixed more I hate hunting and wanting to garden at the same time lol

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if you are below a 580 I would suggest a secured card... once you get in the neighborhood of 600 I would apply for unsecured.

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Just to add.. Always app for unsecured nRewards if you are worried about approval because they will counter offer the secured version

[sailor_mercury]

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@Scupra wrote:

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@Creditaddict wrote:

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@combatveteran wrote:

so I should just leave them alone until my credit gets fixed more I hate hunting and wanting to garden at the same time lol

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if you are below a 580 I would suggest a secured card... once you get in the neighborhood of 600 I would apply for unsecured.

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Just to add.. Always app for unsecured nRewards if you are worried about approval because they will counter offer the secured version

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+1

And their secured card is GREAT as a secured card.  I got mine in Feb 2013, by May 2013 they approved me for a car loan (I ended up with 0% auto maker financing).  In Nov (less than 1 year later) they approved me for $17,500 in nCashRewards.  My card should graduate at the end of Feb which means I will get the security deposit back, a higher CL on the card and a lower APR.  Regardless of what they approve me for I've made that my 15yo son's card for his daily use.  Having a higher limit on it will make me feel better when he flys alone.

[combatveteran]

I really hope that I get my approval to become a member there soon so I can start gardening with them as well as USAA and if I can get the baddies off with the stuff I just sent to the CRAs then I should be mortgagable in no time.

[combatveteran]

Proud New member of Navy Federal Credit Union

[Prettybg]

happy new member checking in!! joined a few days ago and got approved for the visa signature 10k and conditionally approved(had to mail my pay stubs) for 15k on the checking protect!  nfcu already!! 

[baller4life]

Congrats and welcome to the Navy family

[combatveteran]

Prettybg if you don't mind me asking what are your CS and CH look like? So I have an idea how far off I am 

[Prettybg]

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@combatveteran wrote:

Prettybg if you don't mind me asking what are your CS and CH look like? So I have an idea how far off I am 

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My scores are in the 680s but may have went up a few points since I paid a few balances off. My cards are listed in my signature. HTH

[combatveteran]

Hopefully if these collections come off my scores will hit 600's