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Letter from US Bank

Valued Contributor

Letter from US Bank

I just received a nice letter from US Bank today.  I noticed recently that my Cash+ card had been increased.  The letter I received today stated, "Congratulations, We are please to inform you that in recognition of the exceptional way you handle your account, we have increased your revolve line to $15,000.  Thank you for choosing the US Bank Cash+  Visa Signature Card.".   I thought it was nice that they went out of their way to send me this letter.   Just thought I would share it with you all. 

FICO 08
TU 839 11/11/17
EX 833 11/11/17
EQ 837 11/12/17
(NASA 30K) ( Amex 38.6k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 5/15
Message 1 of 6
5 REPLIES
Established Contributor

Re: Letter from US Bank

 

Wow, congratulations!!!! what was your credit limit before? and how long did it take them before you got the CLI?  How often did you use the card?

 

 

 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 2 of 6
Valued Member

Re: Letter from US Bank

Congrats! How long did you have the card and how much did you spend on it? I ask because I just got mine last month. Smiley Happy

Amex BCP ($12,100) - US Bank Cash+ ($11,000) - BofA Travel Rewards ($10,000) - Citi Forward ($5,500)

Last HP: 6/11/13 (for BofA CLI)
Message 3 of 6
Valued Contributor

Re: Letter from US Bank

I got the same letter, and auto CLI on this card. I opened mine 6/12, with 8k limit. Used it a fair amount (600-800/mo, then PIF), and got a 3.5k auto CLI 9/12. I saw on another board that lots of people got auto CLI's after a few months of regular use as well.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 4 of 6
Established Contributor

Re: Letter from US Bank


emptypockets wrote:

I got the same letter, and auto CLI on this card. I opened mine 6/12, with 8k limit. Used it a fair amount (600-800/mo, then PIF), and got a 3.5k auto CLI 9/12. I saw on another board that lots of people got auto CLI's after a few months of regular use as well.


wow, that is cool. Congrats. I had the cash plus for the past couple of months, it would be awesome to get an auto CLI soon!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 5 of 6
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Valued Contributor

Re: Letter from US Bank


tennisfan78 wrote:

 

Wow, congratulations!!!! what was your credit limit before? and how long did it take them before you got the CLI?  How often did you use the card?

 

 

 


My Cash+ card was a PC from my Flexperks.  My original CL was 12k and it was bumped to 15k.  I received my original card in Dec 09, so it was 3 yrs for  the CLI.  My card is used almost daily.  I run anywhere from 1-3k through it monthly and always PIF before the statement cuts. 

FICO 08
TU 839 11/11/17
EX 833 11/11/17
EQ 837 11/12/17
(NASA 30K) ( Amex 38.6k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 5/15
Message 6 of 6