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Valued Contributor
Posts: 1,596
Registered: ‎03-11-2009
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Letter from US Bank

I just received a nice letter from US Bank today.  I noticed recently that my Cash+ card had been increased.  The letter I received today stated, "Congratulations, We are please to inform you that in recognition of the exceptional way you handle your account, we have increased your revolve line to $15,000.  Thank you for choosing the US Bank Cash+  Visa Signature Card.".   I thought it was nice that they went out of their way to send me this letter.   Just thought I would share it with you all. 

FICOS
TU 794 2/21/15
EX 806 3/5/15
EQ 822 3/5/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Goal - At my age, just staying alive
Established Contributor
Posts: 637
Registered: ‎09-18-2011
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Re: Letter from US Bank

 

Wow, congratulations!!!! what was your credit limit before? and how long did it take them before you got the CLI?  How often did you use the card?

 

 

 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Valued Member
Posts: 58
Registered: ‎11-25-2012
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Re: Letter from US Bank

Congrats! How long did you have the card and how much did you spend on it? I ask because I just got mine last month. :smileyhappy:

Amex BCP ($12,100) - US Bank Cash+ ($11,000) - BofA Travel Rewards ($10,000) - Citi Forward ($5,500)

Last HP: 6/11/13 (for BofA CLI)
Established Contributor
Posts: 1,043
Registered: ‎02-03-2009
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Re: Letter from US Bank

I got the same letter, and auto CLI on this card. I opened mine 6/12, with 8k limit. Used it a fair amount (600-800/mo, then PIF), and got a 3.5k auto CLI 9/12. I saw on another board that lots of people got auto CLI's after a few months of regular use as well.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ My Fico (12/14): 785; TU MyFico (12/14): 793; EX (My Fico): 765; Walmart TU Fico 08 (1/2015): 788
Established Contributor
Posts: 637
Registered: ‎09-18-2011
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Re: Letter from US Bank


emptypockets wrote:

I got the same letter, and auto CLI on this card. I opened mine 6/12, with 8k limit. Used it a fair amount (600-800/mo, then PIF), and got a 3.5k auto CLI 9/12. I saw on another board that lots of people got auto CLI's after a few months of regular use as well.


wow, that is cool. Congrats. I had the cash plus for the past couple of months, it would be awesome to get an auto CLI soon!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,596
Registered: ‎03-11-2009
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Re: Letter from US Bank


tennisfan78 wrote:

 

Wow, congratulations!!!! what was your credit limit before? and how long did it take them before you got the CLI?  How often did you use the card?

 

 

 


My Cash+ card was a PC from my Flexperks.  My original CL was 12k and it was bumped to 15k.  I received my original card in Dec 09, so it was 3 yrs for  the CLI.  My card is used almost daily.  I run anywhere from 1-3k through it monthly and always PIF before the statement cuts. 

FICOS
TU 794 2/21/15
EX 806 3/5/15
EQ 822 3/5/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Goal - At my age, just staying alive

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