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Established Member
vader77
Posts: 11
Registered: ‎11-26-2012

Leverage a good TU score

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input

Established Contributor
daybreakgonesXe
Posts: 742
Registered: ‎11-17-2012

Re: Leverage a good TU score


vader77 wrote:

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input


Discover, GE, and Barclay's are heavy TU pullers! Also keep in mind though for certain companies it will depend on your geographical location!

 photo creditsiggy_zps3dd006fd.png
EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990
Established Member
vader77
Posts: 11
Registered: ‎11-26-2012

Re: Leverage a good TU score

I'm in Maryland

Established Contributor
daybreakgonesXe
Posts: 742
Registered: ‎11-17-2012

Re: Leverage a good TU score


vader77 wrote:

I'm in Maryland


Hmm...you can try whogavemecredit.com for more accurate TU pullers for your state, but i'm in NJ, and so far all the ones I mentioned are TU pullers for my state! Mostly everyone else pulls EX for my area! I would assume Maryland wouldn't be too far off!

 photo creditsiggy_zps3dd006fd.png
EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990
Valued Contributor
john398
Posts: 2,346
Registered: ‎01-19-2009

Re: Leverage a good TU score

I am thinking GE as well.....maybe GE Walmart Discover Card

Moderator
Revelate
Posts: 4,218
Registered: ‎12-30-2011

Re: Leverage a good TU score

[ Edited ]

daybreakgonesXe wrote:

vader77 wrote:

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input


Discover, GE, and Barclay's are heavy TU pullers! Also keep in mind though for certain companies it will depend on your geographical location!


Discover is one of those geographical location pullers :smileywink:.  They just don't use EX much at all.

 

OP: Maryland is hardcore EQ country historically from a location perspective if you've been there a while.  I'd second the suggestion to look at the credit pull databases.


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)


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Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: Leverage a good TU score

FORSURE that southern cali residents get TU pulled when aplying for ge or barclay. You can call and ask they should be able to tell you :smileyhappy:

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!

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