Reply
Established Member
vader77
Posts: 15
Registered: ‎11-26-2012
0

Leverage a good TU score

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input

Valued Contributor
daybreakgonesXe
Posts: 1,808
Registered: ‎11-17-2012
0

Re: Leverage a good TU score


vader77 wrote:

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input


Discover, GE, and Barclay's are heavy TU pullers! Also keep in mind though for certain companies it will depend on your geographical location!

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 735 TU FICO 747 Credit Karma (TU) 789 Transrisk 846/990 Credit Sesame (EX) 768 Credit.com (EX) 768 VantageScore 3.0 745
Established Member
vader77
Posts: 15
Registered: ‎11-26-2012
0

Re: Leverage a good TU score

I'm in Maryland

Valued Contributor
daybreakgonesXe
Posts: 1,808
Registered: ‎11-17-2012
0

Re: Leverage a good TU score


vader77 wrote:

I'm in Maryland


Hmm...you can try whogavemecredit.com for more accurate TU pullers for your state, but i'm in NJ, and so far all the ones I mentioned are TU pullers for my state! Mostly everyone else pulls EX for my area! I would assume Maryland wouldn't be too far off!

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 735 TU FICO 747 Credit Karma (TU) 789 Transrisk 846/990 Credit Sesame (EX) 768 Credit.com (EX) 768 VantageScore 3.0 745
Senior Contributor
john398
Posts: 3,517
Registered: ‎01-19-2009
0

Re: Leverage a good TU score

I am thinking GE as well.....maybe GE Walmart Discover Card

Moderator
Revelate
Posts: 8,938
Registered: ‎12-30-2011
0

Re: Leverage a good TU score

[ Edited ]

daybreakgonesXe wrote:

vader77 wrote:

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input


Discover, GE, and Barclay's are heavy TU pullers! Also keep in mind though for certain companies it will depend on your geographical location!


Discover is one of those geographical location pullers :smileywink:.  They just don't use EX much at all.

 

OP: Maryland is hardcore EQ country historically from a location perspective if you've been there a while.  I'd second the suggestion to look at the credit pull databases.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


Take the myFICO Fitness Challenge
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,463
Registered: ‎10-02-2012
0

Re: Leverage a good TU score

FORSURE that southern cali residents get TU pulled when aplying for ge or barclay. You can call and ask they should be able to tell you :smileyhappy:


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+