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Established Member
Posts: 16
Registered: ‎11-26-2012
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Leverage a good TU score

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input

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Posts: 1,895
Registered: ‎11-17-2012
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Re: Leverage a good TU score


vader77 wrote:

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input


Discover, GE, and Barclay's are heavy TU pullers! Also keep in mind though for certain companies it will depend on your geographical location!

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $9.5k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 764 EQ 704 TU 750 VantageScore 3.0: EX 745 EQ 749 TU 749 Credit Sesame (EX) 749 Credit.com (EX) 788
Established Member
Posts: 16
Registered: ‎11-26-2012
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Re: Leverage a good TU score

I'm in Maryland

Valued Contributor
Posts: 1,895
Registered: ‎11-17-2012
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Re: Leverage a good TU score


vader77 wrote:

I'm in Maryland


Hmm...you can try whogavemecredit.com for more accurate TU pullers for your state, but i'm in NJ, and so far all the ones I mentioned are TU pullers for my state! Mostly everyone else pulls EX for my area! I would assume Maryland wouldn't be too far off!

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $9.5k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 764 EQ 704 TU 750 VantageScore 3.0: EX 745 EQ 749 TU 749 Credit Sesame (EX) 749 Credit.com (EX) 788
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
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Re: Leverage a good TU score

I am thinking GE as well.....maybe GE Walmart Discover Card

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Registered: ‎12-30-2011
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Re: Leverage a good TU score

[ Edited ]

daybreakgonesXe wrote:

vader77 wrote:

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input


Discover, GE, and Barclay's are heavy TU pullers! Also keep in mind though for certain companies it will depend on your geographical location!


Discover is one of those geographical location pullers :smileywink:.  They just don't use EX much at all.

 

OP: Maryland is hardcore EQ country historically from a location perspective if you've been there a while.  I'd second the suggestion to look at the credit pull databases.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)


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Posts: 3,852
Registered: ‎10-02-2012
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Re: Leverage a good TU score

FORSURE that southern cali residents get TU pulled when aplying for ge or barclay. You can call and ask they should be able to tell you :smileyhappy:

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EX FICO: ---, EQ FICO: ---, TU FICO: --- EX Inquiries:50, EQ Inquiries:34, TU Inquiries: --
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