01-31-2013 08:08 AM
So there is some disparity between my fico scores. I'm at 681 TU but only 660 EXP and 635 Equifax. What, if any CC companys use TU as their CRA for approvals?
Thanks for any input
01-31-2013 08:11 AM
vader77 wrote:So there is some disparity between my fico scores. I'm at 681 TU but only 660 EXP and 635 Equifax. What, if any CC companys use TU as their CRA for approvals?
Thanks for any input
Discover, GE, and Barclay's are heavy TU pullers! Also keep in mind though for certain companies it will depend on your geographical location!
01-31-2013 08:16 AM
I'm in Maryland
01-31-2013 08:17 AM
vader77 wrote:I'm in Maryland
Hmm...you can try whogavemecredit.com for more accurate TU pullers for your state, but i'm in NJ, and so far all the ones I mentioned are TU pullers for my state! Mostly everyone else pulls EX for my area! I would assume Maryland wouldn't be too far off!
01-31-2013 08:21 AM
I am thinking GE as well.....maybe GE Walmart Discover Card
01-31-2013 09:40 AM - edited 01-31-2013 09:40 AM
daybreakgonesXe wrote:
vader77 wrote:So there is some disparity between my fico scores. I'm at 681 TU but only 660 EXP and 635 Equifax. What, if any CC companys use TU as their CRA for approvals?
Thanks for any input
Discover, GE, and Barclay's are heavy TU pullers! Also keep in mind though for certain companies it will depend on your geographical location!
Discover is one of those geographical location pullers
. They just don't use EX much at all.
OP: Maryland is hardcore EQ country historically from a location perspective if you've been there a while. I'd second the suggestion to look at the credit pull databases.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)01-31-2013 05:51 PM
FORSURE that southern cali residents get TU pulled when aplying for ge or barclay. You can call and ask they should be able to tell you ![]()

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


