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Leverage a good TU score

Established Member

Leverage a good TU score

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input

Message 1 of 7
6 REPLIES
Valued Contributor

Re: Leverage a good TU score


vader77 wrote:

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input


Discover, GE, and Barclay's are heavy TU pullers! Also keep in mind though for certain companies it will depend on your geographical location!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 2 of 7
Established Member

Re: Leverage a good TU score

I'm in Maryland

Message 3 of 7
Valued Contributor

Re: Leverage a good TU score


vader77 wrote:

I'm in Maryland


Hmm...you can try whogavemecredit.com for more accurate TU pullers for your state, but i'm in NJ, and so far all the ones I mentioned are TU pullers for my state! Mostly everyone else pulls EX for my area! I would assume Maryland wouldn't be too far off!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 4 of 7
Senior Contributor

Re: Leverage a good TU score

I am thinking GE as well.....maybe GE Walmart Discover Card

Message 5 of 7
Moderator

Re: Leverage a good TU score


daybreakgonesXe wrote:

vader77 wrote:

So there is some disparity between my fico scores.  I'm at 681 TU but only 660 EXP and 635 Equifax.  What, if any CC companys use TU as their CRA for approvals?

 

Thanks for any input


Discover, GE, and Barclay's are heavy TU pullers! Also keep in mind though for certain companies it will depend on your geographical location!


Discover is one of those geographical location pullers Smiley Wink.  They just don't use EX much at all.

 

OP: Maryland is hardcore EQ country historically from a location perspective if you've been there a while.  I'd second the suggestion to look at the credit pull databases.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Message 6 of 7
Senior Contributor

Re: Leverage a good TU score

FORSURE that southern cali residents get TU pulled when aplying for ge or barclay. You can call and ask they should be able to tell you Smiley Happy

Message 7 of 7