09-24-2012 10:43 AM
Welcome to the forums! Securing a line of credit is not solely dependent upon your FICO score. They will look at your entire credit profile and your income in addition to how much you're asking for. You'll have to let us know what credit you currently have and the status, whether you have negatives, utilization, etc. I would suggest a credit union or a bank that you have an established relationship with.
09-24-2012 10:49 AM
I am looking to secure a line of credit and was wondering what banks are my best bet I have a 667 fico.
1. Who do you bank with currently for checking?
2. Are you current member of any credit unions?
3. How much are you looking for?
4. Do you need it now up to certain amount or you want it just sitting?
09-26-2012 09:04 AM
I currently have checking accounts with Wells Fargo and PNC.
I am a member of Associated CU
I am looking for a line of $10,000
I am looking to use it to make various investments.
What Credit Cards do you currently have and those limits and balances?
If not part of my above question, do you have any credit with Wells or PNC?
09-26-2012 09:45 AM
Bank of America Secured $1000limit /$20 bal
Cap 1 500/ 5
Cap 1 750/15
Orchard Bank 500/10
Applied Bank 500/5
No lines with Wells or PNC.
Who is your 667 Fico with?
When is last Baddie, what is still showing unpaid? Any bk's?
09-26-2012 10:24 AM
LOL! Greenspan, I just have to laugh. Do you feel as if you've just gone through the app process? I know folks here need this info to answer your questions and help you out, but it just struck me as funny while reading each post. Welcome and good luck!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.