List your current cards (and cards you want to get)

[FloridaState12]

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@Open123 wrote:

Just curious, do you guys have a card you like using more than the rest?

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I definitely use the AMEX and Citi cards the most. The AMEX I use like a debit card...I buy pretty much everything with it. The Citi card I use for larger purchases and for my recurring bills (gym membership, cable bill, etc.) as it is the lowest APR card I have as well as the highest CL. 

I use the other ones every once in a while for something small, to ensure I don't get closed or CLD. 

[Anonymous]

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@Anonymous wrote:

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@Open123 wrote:

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@Anonymous wrote:

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@Open123 wrote:

Just curious, do you guys have a card you like using more than the rest?

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My three favorite cards (even though I haven't gotten 2 of them in the mail yet) are Chase Freedom, AMEX BCE, and Citi Forward.  I will use them the most due to the rewards.

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Nice combination; you're basically maximizing just about every spend category!

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Its the super triad of no AF cards!

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Sure is!  BCP is probably better for most people, but I actually do most of my "grocery" shopping at Costco and typically go a few months without going to a real grocery store.  I would just barely make the cash back for BCP to be better so I figured it wouldn't be worth the AF.  Plus the reason I mentioned above.

Though I haven't decided if I'm going to use Freedom for the 1% back or BCE for the 1% back.

[Anonymous]

See my previous post, I use BCE for all other purchases (1%) but it depends on your credit line too. You can get the extended warranty, purchase protection, etc. from Amex.

[quest208]

the cards that i want are:

amex platinum

amex blue cash everyday (not preffered)

chase freedom/sapphire (for foreign transactions)

usaa (because they seem to love me)

and about 4 credit unions + their credit cards (congress federal, NFCU, PSECU, justice federal)

but if all i got was an amex gold i would be happy with that.

right now my goal is to hit 760 fico and i know amex will backdate, so that is on my radar......and if i can get two amex cards to backdate, even better for AAoA

[JustMe77]

I have:

- Orchard Gold Visa (closing this year)

- Capital One Platinum (closing next year)

- Banana Republic Visa

- Chase Freedom

- Amex Zync

Of my current cards, the only ones I plan to keep long-term are the BR Visa and Chase Freedom.

I have my eye on: 

- Citi Forward

- Amex Blue Sky

- Amex Costco True Earnings

- Amex Blue Cash Everyday 

[anderl]

ummmmmm.....I think I might have enough.....well.....maybe a Discover

[Smug]

Not sure I want any more at this time

[dharalex]

In my wallet is: Amex PGR Amex blue- $20,000 Citi Simplicity (AU)-$10,900 Citi ThankYou-$7,900 Nordstrom Visa-$5,000 Discover-$5000 Boa ( AU)-$4,500 Cap One-$2600 ( rebuilder Chase-$300 (plan to cancel) I want a PenFed and/or USAA card when my inq drop of in 8/2012. I want prime cards and limits only, so I was most likely cancel BOA and Chase,

[tinuviel]

I'm in rebuilding mode. My current cards are as follows:

Cap1 Visa Platinum - 6400 CL

Cap1 NHCR MC - 750 CL

Dillard's Amex - 4200 CL

JC Penney - 1800 CL

Kay Jewelers - 5100 CL

Amex Green - NPSL

I get cash back rewards on the Cap1 NHCR MC, and store rewards on the Dillards and JCP. On the Amex, I get MR points.

Cards that I would like to get when I finish my rebuilding efforts:

Wells Fargo cash rewards -- to use as overdraft protection, as I bank with WF.

BankAmericard Cash Rewards™ Visa® card for UCF -- 3% back on gas, 2% on groceries, 1% on everything else. An affinity card that supports my university's Alumni Association.

If it ever pops up in my preapproved list: Amex BCE. It would backdate to 1987, so that would be great for my AAoA.

[castlefox]

I currently have 3 cards

1. Amex BCE  2,500-  I plan on putting every dollar I can on this card

2. Alliant Credit Union CC (no rewards) 2,000-  Low APR card used for where ever BCE is not accepted

3. Shell Gas card 400 CL -   My first real CC that I held on to, I plan on getting rid of it, now that I got my BCE.  CL has not automatically been raised and it does not seem like a card that will grow with me.    I'll prolly hold on to it until I can get a MasterCard. 

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1. Asking Amex for a CLI to 7500 in March

2.  Get a Mastercard with rewards and NO annual fee (the best card I can find is the USAA cash back card)

3.  Close Shell gas card

4.  Garden for a while and try to get in a better position for the PenFed gas card.  If I dont think I will be able to get that card for a long time I may just get the Citi Forward so I can get some rewards for my VISA transactions.  Im not sure if should keep my Alliant CC because of its low APR & and I love Alliant.   (I dont want to do business with BofA and Chase) 

Converting my BCE to BCP will not help me right now because I am living at home and I am not spending enough money on groceries to make the annual fee worth it.  Im a trying to maximize my cash back while keeping the number of credit cards to a minimum  & I will no be spending any money on annual fees.  Right now I am happy with this CC strategy for my situation.