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List your current cards (and cards you want to get)

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drkaje
Senior Contributor

Re: List your current cards (and cards you want to get)

All my spending is split between Chase Freedom and USAA Amex.

 

Have: Amex Delta, Chase Freedom, Citi Cash Returns, Citi Diamond Preferred, USAA Amex & USAA Platinum MC.

 

Want: Amex BCP.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 31 of 41
afbar1114
Valued Contributor

Re: List your current cards (and cards you want to get)

so i am in gardening mode my current card profile looks like this:

 

Amex Zync: NPSL

Chase Slate: $500

Bestbuy:$1000

Homedepot: $1100

Jared: $2500

Capitalone Plat: $750

No Hassle Rewards: $500

FP: $350 closing this year 

BBRZMC: $300 Closing this year

 

Want:

Amex Blue

or

Citi

or

Discover

 

 

Does any know if cap1 gives PC's to those cards and if not which one should i close

 

and in 1year a PC for slate

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 32 of 41
p-
Valued Contributor

Re: List your current cards (and cards you want to get)


@drkaje wrote:

All my spending is split between Chase Freedom and USAA Amex.

 

Have: Amex Delta, Chase Freedom, Citi Cash Returns, Citi Diamond Preferred, USAA Amex & USAA Platinum MC.

 

Want: Amex BCP.


What do you think about BCP compared to Chase Sapphire?  If you already have the Amex concierge and member benefits....

Message 33 of 41
drkaje
Senior Contributor

Re: List your current cards (and cards you want to get)


@p- wrote:

@drkaje wrote:

All my spending is split between Chase Freedom and USAA Amex.

 

Have: Amex Delta, Chase Freedom, Citi Cash Returns, Citi Diamond Preferred, USAA Amex & USAA Platinum MC.

 

Want: Amex BCP.


What do you think about BCP compared to Chase Sapphire?  If you already have the Amex concierge and member benefits....


I really only want the 6% back on groceries.

 

Chase is probably easier because it lets you do statement credits for cash back. Amex makes you wait until $25.

 

Chase Sapphire can't happen until August (for me) because my card won't be eligible for a PC until then. I don't want the card bad enough for a HP, even then the Freedom likely suits my needs better.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 34 of 41
hedgeclipper2
Frequent Contributor

Re: List your current cards (and cards you want to get)

I currently have:

Amex BCE

Chase Freedom

Chase United Select Visa Sig

Chase Sapphire Preferred (my favorite card)

Barclays US Airways Premier World MC

Barclays Travelocity Amex

Citi Dividend

Citi Forward

Discover More

NFCU cashRewards

Penfed Plat Cash Rewards

Capital One Cash Rewards

Walmart Discover (you all know why)

 

As far as store cards: Kohls, Macys, Lowes, JCP, Target, Best Buy.

 

I am in super-ultra-mega garden mode for now, so there is actually not any cards in particular that I have my eye on right now.  Maybe a nice sign-up bonus will come along and I will be tempted. 

-----------------------
My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 35 of 41
Anonymous
Not applicable

Re: List your current cards (and cards you want to get)

Cards I currently have:

 

Cap 1 platinum 750 CL

Discover More 5,500 CL

 

 

Cards I want:

 

Cap 1 Venture

 

 

I plan on apping for the Venture when a combination of things occurs. I am preapproved and there is a good sign up bonus. Then after that I plan on closing my Cap 1 Platinum and then gardening for the foreseeable future as I would have all the cards I want.

Message 36 of 41
getahead
Regular Contributor

Re: List your current cards (and cards you want to get)

I currently have

Cap one no hassle rewards

Cap one Plat

Target store card

Walmart store card

Credit one

HSBC Discover

Sams club store card

 

What I really want is...a prime bank visa or mc

Citi

Discover more

Amex


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Message 37 of 41
seattletravels
Valued Contributor

Re: List your current cards (and cards you want to get)

CareCredit - $3000

JCPenney - $1100

BBRWZ MC - $1050

Capital One - $750

FPB - $525

Orchard - $500

Citi Simplicity - $500

---------

Gardening for now - hoping to see a big increase from Citi once I've had them 6 month and they decide they can trust me. Smiley Happy  Gardening until that card has at least a $2500 limit or January of next year - whichever comes first.  From there, would like Discover More, Amex Zync or a non-Apple Barclay's card.  Going to have to do a lot of research before the next set of apps.



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 38 of 41
LTomBerry
Frequent Contributor

Re: List your current cards (and cards you want to get)

Currently:

USAA World MC $14,000 - for places that don't take Disc/AmEx
Discover More $4,000 - 5% categories, ShopDiscover, 2% on utilities
Target Red Card $2,500 - 5% at Target, wife loves it
AmEx Blue Cash Preferred $19,300 - bonus categories, currently my daily spender
B of A Signature Visa $5,000 - milking the 0%/12m intro offer

 

Possibly in the future:

PenFed Visa for the 5% on fuel

Chase Freedom for the 5% categories

Chase Sapphire for 2% on dining (Preferred for the 1st year to get the bonus, will most likely downgrade to standard Sapphire after a year, I don't think my travel spending would justify the AF)

 


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

Take the FICO Fitness Challenge
Message 39 of 41
android01
Valued Contributor

Re: List your current cards (and cards you want to get)

AMEX Delta Platinum - $25,000

AMEX Costco TE - $7,800

AMEX PRG - NPSL

AMEX Business Platinum - NPSL

Ameriprise World - $25,000

Bank of America Power Rewards - $10,000

Chase Sapphire - $7,300

Citi Diamond Preferred  - $14,500

Discover - $15,000

HSBC GM Card - 14,000

JP Morgan Select - $15,800

US Bank Flexperks - $10,000

Walmart Discover - $3,600

 

I have no desire (at the moment) for any new cards.  I'll take a look and see what catches my eye a year from now. 

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 40 of 41
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