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All my spending is split between Chase Freedom and USAA Amex.
Have: Amex Delta, Chase Freedom, Citi Cash Returns, Citi Diamond Preferred, USAA Amex & USAA Platinum MC.
Want: Amex BCP.
so i am in gardening mode my current card profile looks like this:
Amex Zync: NPSL
Chase Slate: $500
Bestbuy:$1000
Homedepot: $1100
Jared: $2500
Capitalone Plat: $750
No Hassle Rewards: $500
FP: $350 closing this year
BBRZMC: $300 Closing this year
Want:
Amex Blue
or
Citi
or
Discover
Does any know if cap1 gives PC's to those cards and if not which one should i close
and in 1year a PC for slate
@drkaje wrote:All my spending is split between Chase Freedom and USAA Amex.
Have: Amex Delta, Chase Freedom, Citi Cash Returns, Citi Diamond Preferred, USAA Amex & USAA Platinum MC.
Want: Amex BCP.
What do you think about BCP compared to Chase Sapphire? If you already have the Amex concierge and member benefits....
@p- wrote:
@drkaje wrote:All my spending is split between Chase Freedom and USAA Amex.
Have: Amex Delta, Chase Freedom, Citi Cash Returns, Citi Diamond Preferred, USAA Amex & USAA Platinum MC.
Want: Amex BCP.
What do you think about BCP compared to Chase Sapphire? If you already have the Amex concierge and member benefits....
I really only want the 6% back on groceries.
Chase is probably easier because it lets you do statement credits for cash back. Amex makes you wait until $25.
Chase Sapphire can't happen until August (for me) because my card won't be eligible for a PC until then. I don't want the card bad enough for a HP, even then the Freedom likely suits my needs better.
I currently have:
Amex BCE
Chase Freedom
Chase United Select Visa Sig
Chase Sapphire Preferred (my favorite card)
Barclays US Airways Premier World MC
Barclays Travelocity Amex
Citi Dividend
Citi Forward
Discover More
NFCU cashRewards
Penfed Plat Cash Rewards
Capital One Cash Rewards
Walmart Discover (you all know why)
As far as store cards: Kohls, Macys, Lowes, JCP, Target, Best Buy.
I am in super-ultra-mega garden mode for now, so there is actually not any cards in particular that I have my eye on right now. Maybe a nice sign-up bonus will come along and I will be tempted.
Cards I currently have:
Cap 1 platinum 750 CL
Discover More 5,500 CL
Cards I want:
Cap 1 Venture
I plan on apping for the Venture when a combination of things occurs. I am preapproved and there is a good sign up bonus. Then after that I plan on closing my Cap 1 Platinum and then gardening for the foreseeable future as I would have all the cards I want.
I currently have
Cap one no hassle rewards
Cap one Plat
Target store card
Walmart store card
Credit one
HSBC Discover
Sams club store card
What I really want is...a prime bank visa or mc
Citi
Discover more
Amex
CareCredit - $3000
JCPenney - $1100
BBRWZ MC - $1050
Capital One - $750
FPB - $525
Orchard - $500
Citi Simplicity - $500
---------
Gardening for now - hoping to see a big increase from Citi once I've had them 6 month and they decide they can trust me. Gardening until that card has at least a $2500 limit or January of next year - whichever comes first. From there, would like Discover More, Amex Zync or a non-Apple Barclay's card. Going to have to do a lot of research before the next set of apps.
Currently:
USAA World MC $14,000 - for places that don't take Disc/AmEx
Discover More $4,000 - 5% categories, ShopDiscover, 2% on utilities
Target Red Card $2,500 - 5% at Target, wife loves it
AmEx Blue Cash Preferred $19,300 - bonus categories, currently my daily spender
B of A Signature Visa $5,000 - milking the 0%/12m intro offer
Possibly in the future:
PenFed Visa for the 5% on fuel
Chase Freedom for the 5% categories
Chase Sapphire for 2% on dining (Preferred for the 1st year to get the bonus, will most likely downgrade to standard Sapphire after a year, I don't think my travel spending would justify the AF)
AMEX Delta Platinum - $25,000
AMEX Costco TE - $7,800
AMEX PRG - NPSL
AMEX Business Platinum - NPSL
Ameriprise World - $25,000
Bank of America Power Rewards - $10,000
Chase Sapphire - $7,300
Citi Diamond Preferred - $14,500
Discover - $15,000
HSBC GM Card - 14,000
JP Morgan Select - $15,800
US Bank Flexperks - $10,000
Walmart Discover - $3,600
I have no desire (at the moment) for any new cards. I'll take a look and see what catches my eye a year from now.