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I've researched this and haven't found many answers.
What gave been your experiences with listing bt on an app when applying? Any inside details about this when talking to analysts?
I wonder what happens if you list like 10,000 and they only approve you for 7500? And are you more likely to get a higher limit by listing a large bt directly on the app?
Looking forward to hearing your thoughts and experiences.
With my local credit union, I was able get a higher limit for requesting a balance transfer, but not sure thats the case with Discover and CHase, it would be good to know though
For me with Discover it didn't work so hot. I app'd and decided to transfer my $1000 capital one card at the time (thinking along the lines of your theory, bigger CL). I was approved for the card, and when I got it I was given exactly $1000 of which was 100% used because Discover sent a payment to Capital One for my BT. Needless to say I learned my lesson with that one.