Thanks, Hauling. I forgot that it will also still count for 10 years since it's a positive acct, so at least that gives me extra time for some of the other accts to age a bit before it disappears completely.
I have a Macy's that is also about 20 years old. Actually it started as a Famous Barr and switched to Macy's when they bought them. Does that still count as the full 20 year length of time or did that restart the clock on the acct? 
If USB does eventually shut me down completely, will the Macy's (if it still counts for 20 years) maintain my acct age? Does it matter that it's a store card instead of a major CC or does it not matter strictly for age purposes?
Optimistic08 wrote:
Thanks, Hauling. I forgot that it will also still count for 10 years since it's a positive acct, so at least that gives me extra time for some of the other accts to age a bit before it disappears completely.
I have a Macy's that is also about 20 years old. Actually it started as a Famous Barr and switched to Macy's when they bought them. Does that still count as the full 20 year length of time or did that restart the clock on the acct?
If USB does eventually shut me down completely, will the Macy's (if it still counts for 20 years) maintain my acct age? Does it matter that it's a store card instead of a major CC or does it not matter strictly for age purposes?
It's easy to forget about it counting after closing. It's so counter-intuitive!
Yes, that Macy's card counts from the opening of the original version of the card, lucky dog, you! And any reporting tradeline works, store, bank, mortgage, etc. This is why many people guard some ridiculous store card from eons ago. Installment products always close eventually at loan pay-off and then leave 10 years later, but revolving can stay on forever, as long as the account remains open.
Take loving care of that one!
