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Valued Member
Posts: 91
Registered: ‎11-04-2010
0

Long... struggle to Chase Freedom

[ Edited ]

Declined initially on 2-22-2013; called for reconsideration today... if there's one thing that this forum has taught me... persistence and DON'T take "NO" for an answer.

 

So, after thinking and saying, nah... I called today.  Lady came back and said, "No... you have two active collections."  I said, "No, I don't."  She says the report says... I said, it's wrong, I paid them off about thirty days ago [...edit... were from 2008 and 2009 -- paid so I can tell a home underwriter see there paid].  So, I fax them in... and "waiting is way overrated -- to whomever has that in the siggy line."  Called in ten minutes later, they searched the fax que, found them, I said... I'm not a credit risk.  They gave me a$2,000.00 initial CL.  I'll take it.  NFCU and Chase are two cards I like having.

 

I will not give up my Barclay's though; they re-established me after my horrible youth... I feel like I owe them my loyalty for awhile.  Now... just to get to Amex. 

 

Keep fighting the good fight; as I told the recon line... I don't always watch the football game, sometimes I play even if I'm not invited.

 

Josh

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Established Contributor
Posts: 726
Registered: ‎05-12-2012
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Re: Long... struggle to Chase Freedom

Freaking awesome! Congrats! Persistence is the key!


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Valued Contributor
Posts: 1,569
Registered: ‎11-10-2012
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Re: Long... struggle to Chase Freedom

Persistence breaks resistance. Good work.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Contributor
Posts: 122
Registered: ‎08-19-2012
0

Re: Long... struggle to Chase Freedom

That is AWESOME! Nice work!

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Long... struggle to Chase Freedom

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Long... struggle to Chase Freedom

Congrats on the successful recon!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Member
Posts: 91
Registered: ‎11-04-2010
0

Re: Long... struggle to Chase Freedom

Thanks to everyone.  Really, I only posted to keep others encouraged.

 

Josh

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: Long... struggle to Chase Freedom

Wow! Congrats...

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
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Posts: 27,203
Registered: ‎09-13-2012
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Re: Long... struggle to Chase Freedom

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