cancel
Showing results for 
Search instead for 
Did you mean: 

Long... struggle to Chase Freedom

Valued Member

Long... struggle to Chase Freedom

Declined initially on 2-22-2013; called for reconsideration today... if there's one thing that this forum has taught me... persistence and DON'T take "NO" for an answer.

 

So, after thinking and saying, nah... I called today.  Lady came back and said, "No... you have two active collections."  I said, "No, I don't."  She says the report says... I said, it's wrong, I paid them off about thirty days ago [...edit... were from 2008 and 2009 -- paid so I can tell a home underwriter see there paid].  So, I fax them in... and "waiting is way overrated -- to whomever has that in the siggy line."  Called in ten minutes later, they searched the fax que, found them, I said... I'm not a credit risk.  They gave me a$2,000.00 initial CL.  I'll take it.  NFCU and Chase are two cards I like having.

 

I will not give up my Barclay's though; they re-established me after my horrible youth... I feel like I owe them my loyalty for awhile.  Now... just to get to Amex. 

 

Keep fighting the good fight; as I told the recon line... I don't always watch the football game, sometimes I play even if I'm not invited.

 

Josh

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Message 1 of 9
8 REPLIES
Established Contributor

Re: Long... struggle to Chase Freedom

Freaking awesome! Congrats! Persistence is the key!


border="0" align="left" width="450" height="90">
Message 2 of 9
Valued Contributor

Re: Long... struggle to Chase Freedom

Persistence breaks resistance. Good work.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 3 of 9
Contributor

Re: Long... struggle to Chase Freedom

That is AWESOME! Nice work!

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Message 4 of 9
Valued Contributor

Re: Long... struggle to Chase Freedom

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 5 of 9
Valued Contributor

Re: Long... struggle to Chase Freedom

Congrats on the successful recon!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 6 of 9
Valued Member

Re: Long... struggle to Chase Freedom

Thanks to everyone.  Really, I only posted to keep others encouraged.

 

Josh

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Message 7 of 9
Established Contributor

Re: Long... struggle to Chase Freedom

Wow! Congrats...

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 8 of 9
Moderator Emerita

Re: Long... struggle to Chase Freedom

Message 9 of 9