Declined initially on 2-22-2013; called for reconsideration today... if there's one thing that this forum has taught me... persistence and DON'T take "NO" for an answer.
So, after thinking and saying, nah... I called today. Lady came back and said, "No... you have two active collections." I said, "No, I don't." She says the report says... I said, it's wrong, I paid them off about thirty days ago [...edit... were from 2008 and 2009 -- paid so I can tell a home underwriter see there paid]. So, I fax them in... and "waiting is way overrated -- to whomever has that in the siggy line." Called in ten minutes later, they searched the fax que, found them, I said... I'm not a credit risk. They gave me a$2,000.00 initial CL. I'll take it. NFCU and Chase are two cards I like having.
I will not give up my Barclay's though; they re-established me after my horrible youth... I feel like I owe them my loyalty for awhile. Now... just to get to Amex.
Keep fighting the good fight; as I told the recon line... I don't always watch the football game, sometimes I play even if I'm not invited.
Persistence breaks resistance. Good work.
That is AWESOME! Nice work!
Thanks to everyone. Really, I only posted to keep others encouraged.