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Contributor
Posts: 100
Registered: ‎02-02-2009
0

Looking 4 Good Secured CC, any ideas?

Is US Homes secured card a good card to get to help with rebuilding?  I already have the BofA secured and don't have any unsecured.

 

EQ: 590 (fico) EX: 585(fako) TU:562(fako)

 

Crawling At A Snails Pace . . .
.
*9/01/08 FICO; EQ:524 TU:532 FAKO;EX:536
*12/07/08 FICO; EQ:548 TU: 562 FAKO;EX:565
**03/10/09 FICO;EQ: 624 TU:563 FAKO;EX:585
**09/21/10 FICO;EQ:661 TU:679EX:663(FAKO)


Established Member
Posts: 33
Registered: ‎03-05-2008
0

Re: Looking 4 Good Secured CC, any ideas?

I have never heard of this card. Do you have a link?
Contributor
Posts: 100
Registered: ‎02-02-2009
0

Re: Looking 4 Good Secured CC, any ideas?

My bad.  It's US Bank not US Homes.  Anyhow here's the link

 

http://www.usbank.com/cgi_w/cfm/creditcards/secured/usb_secured_card.cfm

Crawling At A Snails Pace . . .
.
*9/01/08 FICO; EQ:524 TU:532 FAKO;EX:536
*12/07/08 FICO; EQ:548 TU: 562 FAKO;EX:565
**03/10/09 FICO;EQ: 624 TU:563 FAKO;EX:585
**09/21/10 FICO;EQ:661 TU:679EX:663(FAKO)


Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Looking 4 Good Secured CC, any ideas?

I had US Bank's secured CC once. Great card. Too bad I abused it. :smileysad:

Anyway, a favorite here is BofA's secured CC as it unsecures after 9-12 months of great history.
Established Contributor
Posts: 739
Registered: ‎06-30-2007
0

Re: Looking 4 Good Secured CC, any ideas?

[ Edited ]

the perpahs the best way is join a credit union, just make sure they report al ex eq and trans

if theydo  most likely have no AF lower rate and you tell them how much of your savings your willing to freeze to secure the credit line.

Message Edited by rbbyrbsn on 03-05-2009 10:00 AM
Message Edited by rbbyrbsn on 03-05-2009 10:02 AM
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
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