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Greetings everyone,
I am looking to pretty much finish my credit profile by having a mastercard in my wallet however I am currently not sure what to get. Some background info on me, I currently have a 776 fico score, no baddies, no lates, 1 recent hard inquiry from a recent CLI from Carecredit/GE, and my average age of accounts is about 2 years old with my oldest account being a little over 5 years old.
Some things I would like in my next card is.
1. A world or world elite mastercard
2. Either cash or point based rewards (I don't travel much)
3. AF I prefer not to have one but if the rewards are worth it I wouldn't mind.
4. Good starting limits
I would like to start applying within the next week so I would love to hear some recommendations.
Chase Freedom (MasterCard). Apply by phone with a person during office hours and while they are filling out your info, tell them about your credit worthiness.
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |