09-29-2012 06:19 AM
Thank you all for your information.
I think I will get a second secured card and send them some extra cash to raise my limit.
Thanks again!

09-29-2012 06:31 AM
Is your sig up to date? If so, you still have six collections on your credit report.....try capital one...
09-29-2012 06:42 AM - edited 09-29-2012 06:43 AM
On Equifax report I only have one repo (drops off 11/2012). After that drops, my Equifax will be clean as a whistle with 2 positive old trades. The collections are reporting to Experian/TransUnion only (6 on experian/4 on trans union)
Thank you for the recommendation =)

09-29-2012 06:46 AM
O....k...but the only credit card that pulls Equifax only, is American Express, any other creditor is going to see those collections...Good Luck...
09-29-2012 07:33 AM
XxRaVeNxX wrote:O....k...but the only credit card that pulls Equifax only, is American Express, any other creditor is going to see those collections...Good Luck...
Not sure where you got that information, it is not correct. If AMEX pulls anything almost exclusively, it is EX.
They pull others when your credit is borderline for approval or your applying for a revolver and your credit is borderline.
09-29-2012 07:39 AM
Yea...my bad...I knew it started with an E...but yea...not sure of any creditors that pull only EQ...

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