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Regular Contributor
Posts: 266
Registered: ‎09-05-2012
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Re: Looking for a Credit Card...can you help me?

Thank you all for your information.

 

I think I will get a second secured card and send them some extra cash to raise my limit.

 

Thanks again!




Regular Contributor
Posts: 201
Registered: ‎08-19-2012
0

Re: Looking for a Credit Card...can you help me?

Is your sig up to date? If so, you still have six collections on your credit report.....try capital one...

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Regular Contributor
Posts: 266
Registered: ‎09-05-2012
0

Re: Looking for a Credit Card...can you help me?

[ Edited ]

On Equifax report I only have one repo (drops off 11/2012). After that drops, my Equifax will be clean as a whistle with 2 positive old trades. The collections are reporting to Experian/TransUnion only (6 on experian/4 on trans union)

 

Thank you for the recommendation =)

 

 




Regular Contributor
Posts: 201
Registered: ‎08-19-2012
0

Re: Looking for a Credit Card...can you help me?

O....k...but the only credit card that pulls Equifax only, is American Express, any other creditor is going to see those collections...Good Luck...

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Looking for a Credit Card...can you help me?


XxRaVeNxX wrote:

O....k...but the only credit card that pulls Equifax only, is American Express, any other creditor is going to see those collections...Good Luck...


Not sure where you got that information, it is not correct. If AMEX pulls anything almost exclusively, it is EX.

 

They pull others when your credit is borderline for approval or your applying for a revolver and your credit is borderline.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Posts: 201
Registered: ‎08-19-2012
0

Re: Looking for a Credit Card...can you help me?

Yea...my bad...I knew it started with an E...but yea...not sure of any creditors that pull only EQ...

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
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