12-27-2009 03:29 PM
12-27-2009 06:50 PM
Oh ok. Well how do I get accurate scores to better tell me where I stand on my credit?
I believe the Equifax score you got from their site is a true FICO score. If I am wrong on that, someone will soon come along with a correction.
For your TransUnion FICO score, you can get that here from myFICO, or you can get it from transunioncs.com (note the 'cs').
That would give you 2 of your 3 FICO scores, and the Experian FICO isn't available for consumers to buy.
I would suggest that you do some reading here in the forums, especially on the Rebuilding Your Credit forum. You may have ways available to you to accomplish some credit repair before applying for a dept. store card.
12-30-2009 05:46 AM
have u checked out this site its really good........www.financeglobe.com/Finance..let me know what u think....
Well I applied with Target and was sent a letter in the mail stating I had to many inquiries. WIth JCP, I am very skeptical. My scores are not that high
12-30-2009 09:49 AM
Anyone know a good dept card that pulls from TU mainly, maybe EQ after I pay down CC balance?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO