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im going to need a balance transfer card in December. I already have slate which I will be balance transferring from. When I got slate I did not use it as a balance transfer card..... My mistake... It was almost a year ago when I was getting everything I applied for.
i have about 3500 left to pay, I will need another year from December to finish paying this down.
what are you guys lovin?
Amex Blue Cash Everyday. 3% transfer fee and 3% cash back on groceries.
Have discover it, have thought about citi, I hear they giver apply SL. my hope would be to get a SL that is more than 3000 so I am not using my entire CL. I will be cutting the card after I transfer to it to ensure I don't put anything else on it.
@907grown wrote:Have discover it, have thought about citi, I hear they giver apply SL. my hope would be to get a SL that is more than 3000 so I am not using my entire CL. I will be cutting the card after I transfer to it to ensure I don't put anything else on it.
Good for you being disciplined. I was gonna point out it's possible to find a good BT offer on a card that is still useful thereafter (i.e. not just a "useful for BT" card like Slate that afterwards becomes useless).
However, if you just want it for a BT, my point is kinda irrelevant lol
@907grown wrote:Have discover it, have thought about citi, I hear they giver apply SL. my hope would be to get a SL that is more than 3000 so I am not using my entire CL. I will be cutting the card after I transfer to it to ensure I don't put anything else on it.
I hear citi is stingy about inquiries too. How many is too many?
I opened a new Capital one GM card and there was no BT fee. I know not everyone likes that card, but my score and burning citi doesn't let me get the good stuff. I dont remember anyone else offering zero transfer fees but BarclaysRing. I was happy to get the GM card and pay the 3% but my balance on the 1st statement was the BT amount! I dont like that card because its not connected to my other cap1 accounts. I like saving money.
@907grown wrote:im going to need a balance transfer card in December. I already have slate which I will be balance transferring from. When I got slate I did not use it as a balance transfer card..... My mistake... It was almost a year ago when I was getting everything I applied for.
i have about 3500 left to pay, I will need another year from December to finish paying this down.
what are you guys lovin?
Bank of America Better Balance Rewards. Standard 3% transaction fee, 12 months 0%APR, $25 Reward each quarter if paid more than min payment every month ($30 if you have a deposit account with them) this helps you pay your balance faster ... I PC'd my old bankamericard and then went to a branch and I had a representative help me with a BT and he was able to get me 18 months 0%APR.
*edit: rewards