Reply
Senior Contributor
Open123
Posts: 3,849
Registered: ‎02-23-2011

Re: Looking for a good airline rewards card...

Also, never realized this before, but BofA's Alaska Airlines is actually an excellent card.  

 

I was taking a look at their $99 companion fare and find it better than anyone else's without the usual litany of restrictions.  I recally last year seeing a sign-up bonus of about 40,000 miles during Q4.  

 

 

Blogger
HiLine
Posts: 2,723
Registered: ‎10-19-2012

Re: Looking for a good airline rewards card...


Mike_B03 wrote:

I just got an offer in the mail from AMEX for their "Green Card" which is actually a charge card and not a credit card (have to pay it in full every month). I don't mind that, but it seems that you get 1% back, so 25,000 points is worth $250. That would mean it would take roughly $125,000 - $150,000 spent to get a $1250 - $1500 ticket to Europe, which is horrible. The United Mileage card was $55,000 spent. :smileysad:

 


The Amex Green offers a terrible reward structure. You'd be much better off getting a Premier Rewards Gold that offers a 50k MR points bonus, has bonus categories, and has point transfer partners. 

Blogger
HiLine
Posts: 2,723
Registered: ‎10-19-2012

Re: Looking for a good airline rewards card...


Open123 wrote:

Also, never realized this before, but BofA's Alaska Airlines is actually an excellent card.  

 

I was taking a look at their $99 companion fare and find it better than anyone else's without the usual litany of restrictions.  I recally last year seeing a sign-up bonus of about 40,000 miles during Q4.  

 

 


The Alaska Airlines card has easily the best companion ticket. The three things that aren't too great about this card is that the first year's annual fee is not waived, that it doesn't waive checked bag fees, and that the sign-up bonus is rather moderate: the 40k bonus requires you to spend $7.5k

Senior Contributor
longtimelurker
Posts: 4,172
Registered: ‎04-22-2013

Re: Looking for a good airline rewards card...


lg8302ch wrote:

Many of the nice travel rewards card are issued by Chase.  CSP and UA explorer would be the best cards for me but since issued by Chase for the moment a no go. My recent credit extention is getting Chase very nervous :smileysad:  So I got Barclays Arrival instead and like the card so far.  But this card does not offer the same possibilities as the CSP. If you travel internationally do not get the Citi AAdvantage..this card is killing me for the FTF and I stopped using it. Would be a great card for only domestic travel but useless on international travel unless they remove the FTF.  I have still hopes that this will happen one day :smileyhappy:  


The Citi AA are good for the sign up bonuses (especially getting multiple card types, though the ability to do this has been curtailed), retention offers and sometimes limited time rewards offers (e.g. 3x on groceries, up to 2,500 points).  .  But not a great card for every day spend, and as you point out, still has the FTF so don't use abroad.


From highest to lowest: Amex BC (42K), Cap One , CSP, Fidelity Amex, Cap One, Penfed Plat Rewards x2, , Citi TY Pref, Citi TY Premier, Citi Plat Select AA, US Bank Cash Plus, Chase Amazon, Chase Freedom, Amalgamated Bank MC, Citi Forward, BCE, Sallie Mae (5K)

Blogger
HiLine
Posts: 2,723
Registered: ‎10-19-2012

Re: Looking for a good airline rewards card...


longtimelurker wrote:

lg8302ch wrote:

Many of the nice travel rewards card are issued by Chase.  CSP and UA explorer would be the best cards for me but since issued by Chase for the moment a no go. My recent credit extention is getting Chase very nervous :smileysad:  So I got Barclays Arrival instead and like the card so far.  But this card does not offer the same possibilities as the CSP. If you travel internationally do not get the Citi AAdvantage..this card is killing me for the FTF and I stopped using it. Would be a great card for only domestic travel but useless on international travel unless they remove the FTF.  I have still hopes that this will happen one day :smileyhappy:  


The Citi AA are good for the sign up bonuses (especially getting multiple card types, though the ability to do this has been curtailed), retention offers and sometimes limited time rewards offers (e.g. 3x on groceries, up to 2,500 points).  .  But not a great card for every day spend, and as you point out, still has the FTF so don't use abroad.


No airlines rewards cards are great for everyday spend really except for the transferable points type such as Chase Sapphire Preferred and American Express Premier Rewards Gold. Most standard airlines rewards cards offer 2 miles per dollar spent on the airline and 1 mile elsewhere. 

I think the best option right now is to get a Citi AA and a Barclays US Airways; after the merge the mileage programs will be merged as well, and you will have a boatload of miles in the largest airline in the world. 

Valued Contributor
visorboy1974
Posts: 1,101
Registered: ‎05-17-2010

Re: Looking for a good airline rewards card...


Mike_B03 wrote:

 

Is there a time frame for when I may be able to apply with Chase again? I had a few charge offs with them 7-8 years ago. I also bank with Chase and asked my banker about a line of credit and he was like "Yea that's not going to happen for a loong loong time due to your history with Chase). :smileysad:


I had some CO's with Chase from '05 and was able to get a United MP Club card a few months ago.  YMMV    

Senior Contributor
Open123
Posts: 3,849
Registered: ‎02-23-2011

Re: Looking for a good airline rewards card...


HiLine wrote:

I think the best option right now is to get a Citi AA and a Barclays US Airways; after the merge the mileage programs will be merged as well, and you will have a boatload of miles in the largest airline in the world. 


+1

 

I'm thinking they'll have sign-up bonus launch for a new co-branded card, much like the UA/Cont with the Explorer.  

Valued Contributor
SpecFile
Posts: 1,357
Registered: ‎08-07-2007

Re: Looking for a good airline rewards card...

[ Edited ]

I recommend the Barclaycard Arrival World MC. They have an AF card with 40K bonus miles when you spend 1k in the first 90 days. That equates to $400 off your next travel reward. Plus, get 10% of your miles back when you redeem for travel. The $89 annual fee is waived for the first year.

 

They also have a no AF version of the card with 20K in bonus miles when you spend 1k in the first 90 days. That equates to $200 off your next travel reward. You also get 10% of your miles back when you redeem for travel. Hope this helps!!




Frequent Contributor
SSA_2013
Posts: 396
Registered: ‎05-27-2013

Re: Looking for a good airline rewards card...

I would also add that if you have an inquiry to spare and the charge off is 8+ years you may want to apply for Chase. Just make sure everything is in order (no recent negatives, decent limits, low utilization, etc) If they auto deny I would try a few recons.
Valued Contributor
Mike_B03
Posts: 1,118
Registered: ‎11-30-2012

Re: Looking for a good airline rewards card...

Lots of good info, thanks everyone. 

 

What does "MR" stand for, I've seen it mentioned several, is it "Member Rewards"? Also someone mentioned Lufthansa's rewards program goes through Barclay's? That would be good I think, my wife has a Barclay card and I'm an auth on it.

 

Really any of the Star Alliance airlines would be good...so any of these:

 

Which of these would be good to try for? Thanks again.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+