@distantarray wrote:
@courtney091082 wrote:Hello all,
I just wrapped up my mortgage purchase this last week and now I'm thinking about apping for a couple new cc's in the next few weeks.
My DH was approved for a $7k Lowes card on Friday and other than that he just has a small $750 Cap One card, and a CU card for $1k
I have a $500 BOA card a $900 Amazon card and the same CU card for $1k
My Credit is perfect other than my mortgage pulls and a pull for our home owners ins too...all mid to high 700s last I checked
Any suggestions? TY!!
Go for US BANK Cash + first mainly because you just got a house and there's a 5% option for home improvement and 5% for billpay (flexible choose your rewards card) they're sensitive to inquiries so do this first.
American Express BCE or BCP because the groceries / gas / department stores
Chase Trifecta = checking $300 bonus + freedom $100 bonus + sapphire $500 bonus(Travel) 10 points bonus for every transaction with checking + freedom. Then 5 points on freedom rotating catagories per dollar + transfering the points to sapphire = 20% more on Sapphire for travel.
So if you did a $1 purchase = 11 points with checking and freedom + 20% travel bonus trasferred to sapphire = 13.2 points for a $1 purchase =x lol of course it doesn't always work out so good, but hey some customers do 100 swipes amonth, that's $120 a annually x $144 for travel.
Ok I did my app spree this morning 
AMEX BCE Approved
Chase Freedom Approved
US BANK Cash + Approved
and I asked for a CLI w/ BOA which just said they will process it ...
So far pretty successful I'd say. Now just have to find out how much my limits are then onto gardening for at least a year
@courtney091082 wrote:
@distantarray wrote:
@courtney091082 wrote:Hello all,
I just wrapped up my mortgage purchase this last week and now I'm thinking about apping for a couple new cc's in the next few weeks.
My DH was approved for a $7k Lowes card on Friday and other than that he just has a small $750 Cap One card, and a CU card for $1k
I have a $500 BOA card a $900 Amazon card and the same CU card for $1k
My Credit is perfect other than my mortgage pulls and a pull for our home owners ins too...all mid to high 700s last I checked
Any suggestions? TY!!
Go for US BANK Cash + first mainly because you just got a house and there's a 5% option for home improvement and 5% for billpay (flexible choose your rewards card) they're sensitive to inquiries so do this first.
American Express BCE or BCP because the groceries / gas / department stores
Chase Trifecta = checking $300 bonus + freedom $100 bonus + sapphire $500 bonus(Travel) 10 points bonus for every transaction with checking + freedom. Then 5 points on freedom rotating catagories per dollar + transfering the points to sapphire = 20% more on Sapphire for travel.
So if you did a $1 purchase = 11 points with checking and freedom + 20% travel bonus trasferred to sapphire = 13.2 points for a $1 purchase =x lol of course it doesn't always work out so good, but hey some customers do 100 swipes amonth, that's $120 a annually x $144 for travel.
Ok I did my app spree this morning
AMEX BCE Approved
Chase Freedom Approved
US BANK Cash + Approved
and I asked for a CLI w/ BOA which just said they will process it ...
So far pretty successful I'd say. Now just have to find out how much my limits are then onto gardening for at least a year
Congrats! Now maximize your Freedom by getting a Chase Checking =)
ebay link to opening a Chase checking account once you got the code (they send in email) and they'll deposit you $200 in about 10 days =)
Whenever you get around to it, no hurries try to get the Chase sapphire preferred so you can transfer your Freedom points to Sapphire to redeem 20% more for travel.
@CruzImperial wrote:CONGRATS!!!
and please verify USBANK giving you the Cash+, it's $5k CL minimum.
Oh wow well they didn't give me any idea what I would get, they just said to watch for it in the mail in 7-10 days!!
@distantarray wrote:
@courtney091082 wrote:
@distantarray wrote:
@courtney091082 wrote:Hello all,
I just wrapped up my mortgage purchase this last week and now I'm thinking about apping for a couple new cc's in the next few weeks.
My DH was approved for a $7k Lowes card on Friday and other than that he just has a small $750 Cap One card, and a CU card for $1k
I have a $500 BOA card a $900 Amazon card and the same CU card for $1k
My Credit is perfect other than my mortgage pulls and a pull for our home owners ins too...all mid to high 700s last I checked
Any suggestions? TY!!
Go for US BANK Cash + first mainly because you just got a house and there's a 5% option for home improvement and 5% for billpay (flexible choose your rewards card) they're sensitive to inquiries so do this first.
American Express BCE or BCP because the groceries / gas / department stores
Chase Trifecta = checking $300 bonus + freedom $100 bonus + sapphire $500 bonus(Travel) 10 points bonus for every transaction with checking + freedom. Then 5 points on freedom rotating catagories per dollar + transfering the points to sapphire = 20% more on Sapphire for travel.
So if you did a $1 purchase = 11 points with checking and freedom + 20% travel bonus trasferred to sapphire = 13.2 points for a $1 purchase =x lol of course it doesn't always work out so good, but hey some customers do 100 swipes amonth, that's $120 a annually x $144 for travel.
Ok I did my app spree this morning
AMEX BCE Approved
Chase Freedom Approved
US BANK Cash + Approved
and I asked for a CLI w/ BOA which just said they will process it ...
So far pretty successful I'd say. Now just have to find out how much my limits are then onto gardening for at least a year
Congrats! Now maximize your Freedom by getting a Chase Checking =)
ebay link to opening a Chase checking account once you got the code (they send in email) and they'll deposit you $200 in about 10 days =)
Whenever you get around to it, no hurries try to get the Chase sapphire preferred so you can transfer your Freedom points to Sapphire to redeem 20% more for travel.
WOOHOO!!! Thanks for the link I will have to do that
Ok my first new card came in today...
Chase Freedom $3,000 CL and $1500 Cash advance limit (which I don't think I'll do the cash part anyways)
0% APR for first 15 billing cycles after that it's 22.9% but I'm a pay it off in full kinda gal so not worried about that.
I can't wait to get my Amex BCE and my US Bank Cash + card...hopefully sometime this next week those will come in.
And BTW with BOA I had the $500 card and asked for a CLI to $2500 got it no problem