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Contributor
BSBRose21
Posts: 78
Registered: ‎10-31-2007
0

Looking for a new credit card Help!

My credit scores are

TU 623

EQ 655

Ex 643


No bads, just high utilizaton on one card - Capital One who will not give me a credit limit increase.

 

I'm looking for a visa or mastercard.


Any ideas?

Frequent Contributor
ArisGreek
Posts: 477
Registered: ‎09-24-2010
0

Re: Looking for a new credit card Help!

Well what benefits are you looking for?

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Epic Contributor
Creditaddict
Posts: 20,123
Registered: ‎10-23-2007
0

Re: Looking for a new credit card Help!

Best Buy MC - use pre-selector

Walmart - online app is fine

Macys - apply in store

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Frequent Contributor
ArisGreek
Posts: 477
Registered: ‎09-24-2010
0

Re: Looking for a new credit card Help!

When you do pre-selector options do they pull a report?

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Contributor
BSBRose21
Posts: 78
Registered: ‎10-31-2007
0

Re: Looking for a new credit card Help!

I did the preapproval selector on Best Buy - came up with the Gold.

Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009
0

Re: Looking for a new credit card Help!

You might check out the Credit Card Center at the top of the page.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work


Epic Contributor
Creditaddict
Posts: 20,123
Registered: ‎10-23-2007
0

Re: Looking for a new credit card Help!

Pre-selector is not a hard pull until you actually apply The gold with either net you $100,$300 or $500 CL
Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:

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