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Contributor
Posts: 78
Registered: ‎10-31-2007
0

Looking for a new credit card Help!

My credit scores are

TU 623

EQ 655

Ex 643


No bads, just high utilizaton on one card - Capital One who will not give me a credit limit increase.

 

I'm looking for a visa or mastercard.


Any ideas?

Frequent Contributor
Posts: 477
Registered: ‎09-24-2010
0

Re: Looking for a new credit card Help!

Well what benefits are you looking for?

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Epic Contributor
Posts: 23,259
Registered: ‎10-23-2007
0

Re: Looking for a new credit card Help!

Best Buy MC - use pre-selector

Walmart - online app is fine

Macys - apply in store

Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 477
Registered: ‎09-24-2010
0

Re: Looking for a new credit card Help!

When you do pre-selector options do they pull a report?

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Contributor
Posts: 78
Registered: ‎10-31-2007
0

Re: Looking for a new credit card Help!

I did the preapproval selector on Best Buy - came up with the Gold.

Moderator
Posts: 15,075
Registered: ‎07-14-2009
0

Re: Looking for a new credit card Help!

You might check out the Credit Card Center at the top of the page.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work


Epic Contributor
Posts: 23,259
Registered: ‎10-23-2007
0

Re: Looking for a new credit card Help!

Pre-selector is not a hard pull until you actually apply The gold with either net you $100,$300 or $500 CL
Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:

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