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Looking for a new credit card Help!

Contributor

Looking for a new credit card Help!

My credit scores are

TU 623

EQ 655

Ex 643


No bads, just high utilizaton on one card - Capital One who will not give me a credit limit increase.

 

I'm looking for a visa or mastercard.


Any ideas?

Message 1 of 7
6 REPLIES
Frequent Contributor

Re: Looking for a new credit card Help!

Well what benefits are you looking for?

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Message 2 of 7
Epic Contributor

Re: Looking for a new credit card Help!

Best Buy MC - use pre-selector

Walmart - online app is fine

Macys - apply in store

Message 3 of 7
Frequent Contributor

Re: Looking for a new credit card Help!

When you do pre-selector options do they pull a report?

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Message 4 of 7
Contributor

Re: Looking for a new credit card Help!

I did the preapproval selector on Best Buy - came up with the Gold.

Message 5 of 7
Moderator Emeritus

Re: Looking for a new credit card Help!

You might check out the Credit Card Center at the top of the page.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work


Message 6 of 7
Epic Contributor

Re: Looking for a new credit card Help!

Pre-selector is not a hard pull until you actually apply The gold with either net you $100,$300 or $500 CL
Message 7 of 7