Credit Cards Center Credit cards from our partners
Reply
Contributor
Posts: 79
Registered: ‎10-31-2007
0

Looking for a new credit card Help!

My credit scores are

TU 623

EQ 655

Ex 643


No bads, just high utilizaton on one card - Capital One who will not give me a credit limit increase.

 

I'm looking for a visa or mastercard.


Any ideas?

Frequent Contributor
Posts: 478
Registered: ‎09-24-2010
0

Re: Looking for a new credit card Help!

Well what benefits are you looking for?

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Epic Contributor
Posts: 29,073
Registered: ‎10-23-2007
0

Re: Looking for a new credit card Help!

Best Buy MC - use pre-selector

Walmart - online app is fine

Macys - apply in store

Frequent Contributor
Posts: 478
Registered: ‎09-24-2010
0

Re: Looking for a new credit card Help!

When you do pre-selector options do they pull a report?

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Contributor
Posts: 79
Registered: ‎10-31-2007
0

Re: Looking for a new credit card Help!

I did the preapproval selector on Best Buy - came up with the Gold.

Moderator Emeritus
Posts: 17,409
Registered: ‎07-14-2009
0

Re: Looking for a new credit card Help!

You might check out the Credit Card Center at the top of the page.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work


Epic Contributor
Posts: 29,073
Registered: ‎10-23-2007
0

Re: Looking for a new credit card Help!

Pre-selector is not a hard pull until you actually apply The gold with either net you $100,$300 or $500 CL

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.