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I am at the point in my life where I would like a prestigious credit card. I know there is the AMX platinum. Any other good ones out there?
Anyone know what the qualifications are for some of these?
What does your credit file look like?
Visa Black
Kidding! What do you consider prestigious? I've had the most comments made on CSP personally, but it's like "is it hard carrying such a heavy card around?" Comments I could live without and in no way reflect on it's prestige.
Here's a list of top 7 from creditcards.com:
1) Sherbank Visa Infinite Gold
2) Dubai First Royale MC
3) Amex Centurion
4) JPM Palladium
5) RBS Coutts Worldcard
6) Sotheby's WEMC
7) Amex Platinum!
I have about 20 years of credit - no baddies - and about to pay off everything so my utilization will be zero.
Prestigious to someone who only has a cursory knowledge of cards? Easy, Amex gold. And it's not even a particularly hard to get card score or income-wise.
Now if you want a card that's going to impress someone who has hard to get cards themselves or has a wider experience with credit cards, that's asking a different question. Most cards on this list require knowledge to truly appreciate.
Let's say for instance I saw an Amex Platinum in the wild. I would recognize that has basically the same underwriting as an Amex green but with a higher annual fee and no hard income requirements. Kids with part time jobs can get one if they have the right scores. Whatevs.
I've heard the Marriott Rewards is impressive looking tho. Metal. Black. Nuff said. And it's a bargain at only $89 a year!
Personally tho, I think the Ritz Carlton card is one hell of a sexy card. It presents a very understated statement that, "yeah, I'm accruing rewards cause I'm frugal, when I stay at my regular 5 star hotel."
My Capital One image card is pretty prestigious.. there's only one ever made
@Bman70 wrote:My Capital One image card is pretty prestigious.. there's only one ever made
Is it sad I read that a few times.. that's hilarious!
@watch44 wrote:Prestigious to someone who only has a cursory knowledge of cards? Easy, Amex gold. And it's not even a particularly hard to get card score or income-wise.
Now if you want a card that's going to impress someone who has hard to get cards themselves or has a wider experience with credit cards, that's asking a different question. Most cards on this list require knowledge to truly appreciate.
Let's say for instance I saw an Amex Platinum in the wild. I would recognize that has basically the same underwriting as an Amex green but with a higher annual fee and no hard income requirements. Kids with part time jobs can get one if they have the right scores. Whatevs.
I've heard the Marriott Rewards is impressive looking tho. Metal. Black. Nuff said. And it's a bargain at only $89 a year!
Personally tho, I think the Ritz Carlton card is one hell of a sexy card. It presents a very understated statement that, "yeah, I'm accruing rewards cause I'm frugal, when I stay at my regular 5 star hotel."
So true. Over the years, I have worked in jobs where I have seen really great and exclusive credit cards (OMG - and it is not as dirty as that sounds), and it was more impressive before I got all into credit and now know card requirements. That said, OP, please never be one of those people that acts like a jerk because of what they have in their wallet. Seen this many times. Best of luck to you in the end. If you find a pretty card, you can impress most people.
Also keep in mind that in the minds of most people AMERICAN EXPRESS means prestige. While Ritz Carlton might not be so for the average person.