Looking for a suggestion

[Anonymous]

Hi Myfico 

I am looking for a cash back credit card with a sign up bonus. I would rather not risk applying for a chase card due to the 5/24 rule (which I heard is now applicable to all chase cards).

I already have boa 123 and freedom. I don't want 3 hard pulls so want to stay away from cap one. What are my options ?

Thanks. 

[ddemari]

hi there, give us some more details. like 1.5% cash back? or rotating categories cash back? fico scores? 

[Anonymous]

Any amount of cash back is fine as long as there is a sign up bonus. My TU fico is 780.

[Anonymous]

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@Anonymous wrote:

Hi Myfico 

I am looking for a cash back credit card with a sign up bonus. I would rather not risk applying for a chase card due to the 5/24 rule (which I heard is now applicable to all chase cards).

I already have boa 123 and freedom. I don't want 3 hard pulls so want to stay away from cap one. What are my options ?

Thanks. 

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You could do Discover.  If you sign up with a referral code you'll get $50 back on your first purchase, which will double after the first year along with the cash back for any other spending (everyday, categories or Discover Deals).  So it's essentially a $100 sign up bonus, plus 2%-10% back (or more with Discover Deals) for the first year.

[RonM21]

I like that suggestion of Discover. Good card to have and lender, even beyond the cashback bonus and all, imho

[Themanwhocan]

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@Anonymous wrote:

Hi Myfico 

I am looking for a cash back credit card with a sign up bonus. I would rather not risk applying for a chase card due to the 5/24 rule (which I heard is now applicable to all chase cards).

I already have boa 123 and freedom. I don't want 3 hard pulls so want to stay away from cap one. What are my options ?

Thanks. 

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Barclay Cashforward $100

Bank of America Better Balance Rewards, $25 every 3 months

Alliant Credit Union Visa Platinum rewards. 10,000 points ($100) after $500 spend

Premier America Credit Union, Premier Priviledges Rewards. 10,000 points after $500 spend. 

American Express Blue Cash Everyday. $100 after $1000 spend.

[Anonymous]

Thanks for all the opinion.

I want to hold off the discover until next year so I can maximize the double cash back at the end of the year by putting most expenses through it. Now, let's say I apply for discover now will i be able to get the double your cash back offer again next year if I apply for another discover?