jamie - I definitely plan to wait before applying for the Amex card. I was leaning toward the Barclay card, largely because we don't do a lot of Walmart shopping...it's kind of out of way and inconvenient for us, so we don't go there much. I understand both the Barclay card and the Walmart card offer free credit reports, though right? Maybe I'll apply for one, and the DH the other.
IDK, do you think the Walmart card is still the better choice, given our shopping habits?
Gardening until April 30th, 2015.
@suliabryon wrote:jamie - I definitely plan to wait before applying for the Amex card. I was leaning toward the Barclay card, largely because we don't do a lot of Walmart shopping...it's kind of out of way and inconvenient for us, so we don't go there much. I understand both the Barclay card and the Walmart card offer free credit reports, though right? Maybe I'll apply for one, and the DH the other.
IDK, do you think the Walmart card is still the better choice, given our shopping habits?
I would get the NFL barclay card. They give you a free TU fico score. if you don't use the walmart card often it won't show a consistency payment.
I am so excited! I just received a response to my GW request to remove those two collections, and they are sending request for deletion to the Credit Bureaus! So not only will that much lower utilization report this month, but hopefully those two collections will also come off. This leaves the only "baddie" that BoA CO. That one, I suspect, is going to be a bear.
ETA: Holy crud, I just got a notification of a score change on MyFico SW: from 639 to 706!! Statements haven't cut yet for Chase, so this can only mean they received the deletion notice, right?? That is a huge jump. How does Score Watch work, exactly for getting a new report to look at? It charges me each time right, but I can order as many as I want without "hurting" my credit score?
