12-29-2008 02:24 PM
Thanks for all of the replies- no luck on NavyFed. My DH served 4 years at a time of war and we still don't qualify. I don't get it.
I've got some calls out to a couple of the local CU's in my area, but the people I've spoken to don't sound too optimistic about my approval. My average is 614 now, all I want is $3000 for 18 months. Hopefully they can overlook my credit problems 3 years ago and see my perfect payment history the last couple of years...
12-29-2008 04:02 PM
Who is Eligible?USAA: Become a Member / Eligibility
Membership is open to:
* Children of USAA members.
* Active-duty officers and enlisted personnel.
* National Guard and Selected Reserve officers and enlisted personnel.
* Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS).
* Former military personnel:
o Retired officers and enlisted personnel.
o Former officers and enlisted personnel who separated on or after 01/01/1996.
* Former USAA members who had auto or property insurance.
12-29-2008 07:33 PM
12-29-2008 07:41 PM - edited 12-29-2008 07:41 PM
12-29-2008 07:43 PM - edited 12-29-2008 07:43 PM
i have an off the wall question hauling regarding usaa..op sorry for the jacking of your post..i have had a usaa savings for a while and my question is, do you have to really put your savings to use to eventually to help to qualify along with credit score for a usaa credit or loan product? meaning do i need to have a large savings or account with them. the reason i ask is bc i have only about $50 in that account as i dont use it at all and didnt know if that would affect me in the long run..
You only need membership in USAA to apply for their credit cards. I do not have a savings account with USAAand only $25 in my checking. My primary checking and savings is NFCU.
12-29-2008 07:45 PM
well i wouldnt be app'ng anytime soon but i have considered switching my auto insurance to them, but i didnt know that once my scores come up some, does it matter how much i use it (more the better or does it matter) to look more favorably for me to become eligible once credit improves..
12-29-2008 07:46 PM
do you have a card with usaa? or have you been offered one? i thought you had to have a chkg svgs something to be eligible for their credit products
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO