12-29-2008 02:24 PM
Thanks for all of the replies- no luck on NavyFed. My DH served 4 years at a time of war and we still don't qualify. I don't get it.
I've got some calls out to a couple of the local CU's in my area, but the people I've spoken to don't sound too optimistic about my approval. My average is 614 now, all I want is $3000 for 18 months. Hopefully they can overlook my credit problems 3 years ago and see my perfect payment history the last couple of years...
12-29-2008 04:02 PM
Who is Eligible?USAA: Become a Member / Eligibility
Membership is open to:
* Children of USAA members.
* Active-duty officers and enlisted personnel.
* National Guard and Selected Reserve officers and enlisted personnel.
* Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS).
* Former military personnel:
o Retired officers and enlisted personnel.
o Former officers and enlisted personnel who separated on or after 01/01/1996.
* Former USAA members who had auto or property insurance.
12-29-2008 07:33 PM
12-29-2008 07:41 PM - edited 12-29-2008 07:41 PM
12-29-2008 07:43 PM - edited 12-29-2008 07:43 PM
i have an off the wall question hauling regarding usaa..op sorry for the jacking of your post..i have had a usaa savings for a while and my question is, do you have to really put your savings to use to eventually to help to qualify along with credit score for a usaa credit or loan product? meaning do i need to have a large savings or account with them. the reason i ask is bc i have only about $50 in that account as i dont use it at all and didnt know if that would affect me in the long run..
You only need membership in USAA to apply for their credit cards. I do not have a savings account with USAAand only $25 in my checking. My primary checking and savings is NFCU.
12-29-2008 07:45 PM
well i wouldnt be app'ng anytime soon but i have considered switching my auto insurance to them, but i didnt know that once my scores come up some, does it matter how much i use it (more the better or does it matter) to look more favorably for me to become eligible once credit improves..
12-29-2008 07:46 PM
do you have a card with usaa? or have you been offered one? i thought you had to have a chkg svgs something to be eligible for their credit products
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