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Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007
0

Re: Looking for higher credit limit

As a matter of fact USAA is pretty good choice. They are known for outstanding customer service and willingness to listen to customer and this is not unherd of getting 5 figures credit lines with them.

 

 

 

 

IN VINO VERITAS.
Regular Contributor
PRILEY
Posts: 158
Registered: ‎11-29-2007
0

Re: Looking for higher credit limit

I called Boa and asked if I could get a cli with out a hard pull. The lady asked me what I wanted it for and I told her that I didn't want it to look like I was maxing out the card. I had 12k and asked for 18k and she approved it. Maybe calling is better????????

TU / FICO Clasic 04 (767), EQ / Facta Beacon 5.0 (723), EX / Fair Isac Ver 2 (761) 9/28/2010 From the lender.
Member
Aoi
Posts: 35
Registered: ‎08-03-2010
0

Re: Looking for higher credit limit

[ Edited ]

Ahhh don't know what to do now. Another poster in Rebuild forum suggested goodwill letters to help with the negatives. BofA did mention my 4 30 day lates in '04 when i got my last CLI to 5000 though. I had to remind them that I run all my banking through them, and I have enough income to support the 5k CL. I don't know if I can pull it off again for 10k. jforsyth had a good point though, that this is a WANT not need :smileysad:

 

I really appreciate all your inputs. This is very helpful :smileyhappy:

-------------------------------------
8/2010 TU: 718 EQ: 721
Thank you myFICO forums!
Moderator Emeritus
MarineVietVet
Posts: 14,116
Registered: ‎07-14-2009
0

Re: Looking for higher credit limit

 


Aoi wrote:

Ahhh don't know what to do now. Another poster in Rebuild forum suggested goodwill letters to help with the negatives. BofA did mention my 4 30 day lates in '04 when i got my last CLI to 5000 though. I had to remind them that I run all my banking through them, and I have enough income to support the 5k CL. I don't know if I can pull it off again for 10k. jforsyth had a good point though, that this is a WANT not need :smileysad:

 

I really appreciate all your inputs. This is very helpful :smileyhappy:


Do you happen to know the exact dates of these lates? If the account was never charged off or went to collections those lates will drop off 7 years from each individual date of delinquency. For example if one of them was in 1/2004 it will be gone this January.

 

If you already knew all this then I'm sorry for butting in.  :smileyhappy:

 

 

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
6/10 TU -772

You can do the same thing with hard work

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