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Looking for just one more cc

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Imhotrodcrazy
Valued Contributor

Looking for just one more cc

Hello forum friends.

 

I am looking for just one more cc.  I would like some input on what you think the "top" bank cc would be for me to acquire.  While I use my US Bank cc's exclusively,  I want to get one more.  Besides my US Bank cards I have a local credit union cc.   I live in Calif. and I want a bank that pulls only EX since I know that is my high score, ( credit union pulled in March '09 and it was 780 at that time. I know it is lower now since acquiring my US Bank accts) .  Any input would be appreciated.  Thanks

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 1 of 10
9 REPLIES 9
jefftca925
Established Contributor

Re: Looking for just one more cc

I live in CA too and I'm pretty sure Citibank pulls EX here.  If you want a store card, Macys pulls EX too.  Most of the others pull EQ. IME.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 2 of 10
score_building
Senior Contributor

Re: Looking for just one more cc

Citi may pull EX...not a bank but Addison Ave in CA pulls EX and has a primo low rate visa product.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 3 of 10
tiger67
Regular Contributor

Re: Looking for just one more cc

Addison Avenue is a great choice. Their Platinum Rewards Visa is as low as 7.24%, no transfer fees, good limits, great service.

Message 4 of 10
Wolf3
Senior Contributor

Re: Looking for just one more cc

How you like your US Bank cards?

 

What do you plan to use your "top bank" card for?

 

What about American Express or AMEX branded card?

Message 5 of 10
Itsmeagain
Established Contributor

Re: Looking for just one more cc

Amex pulls EX exclusively and you can see if you are preapproved by going to their site and searching for a card that suits you.


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


Take the FICO Fitness Challenge
Message 6 of 10
Imhotrodcrazy
Valued Contributor

Re: Looking for just one more cc


@Wolf3 wrote:

How you like your US Bank cards?

    They are my #1 cc's.  Best bank I have ever dealt with.

What do you plan to use your "top bank" card for?

    I am just adding to a very small mix that I have, but I want a top of the line card.  That will give me 4 cc's, which will be plenty for me. 

What about American Express or AMEX branded card?

   I will consider this card, thanks for the tip.

Thanks for your input. 


 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 7 of 10
Imhotrodcrazy
Valued Contributor

Re: Looking for just one more cc


@Itsmeagain wrote:

Amex pulls EX exclusively and you can see if you are preapproved by going to their site and searching for a card that suits you.

    Thanks for the tip on the preapproval part.  I will check them out.  


 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 8 of 10
Imhotrodcrazy
Valued Contributor

Re: Looking for just one more cc

Thanks to all for your input.  Its appreciated. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 9 of 10
Wolf3
Senior Contributor

Re: Looking for just one more cc

US Bank is on my wish list.

 

Check out reviews at this site.   http://www.creditkarma.com/creditcards

 

Message 10 of 10
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