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Valued Contributor
Posts: 1,634
Registered: ‎03-11-2009
0

Looking for just one more cc

Hello forum friends.

 

I am looking for just one more cc.  I would like some input on what you think the "top" bank cc would be for me to acquire.  While I use my US Bank cc's exclusively,  I want to get one more.  Besides my US Bank cards I have a local credit union cc.   I live in Calif. and I want a bank that pulls only EX since I know that is my high score, ( credit union pulled in March '09 and it was 780 at that time. I know it is lower now since acquiring my US Bank accts) .  Any input would be appreciated.  Thanks

FICOS
TU 807 3/27/15
EX 806 3/5/15
EQ 831 3/27/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Goal - At my age, just staying alive
Established Contributor
Posts: 706
Registered: ‎08-14-2008
0

Re: Looking for just one more cc

I live in CA too and I'm pretty sure Citibank pulls EX here.  If you want a store card, Macys pulls EX too.  Most of the others pull EQ. IME.

CCs: Chase Freedom VS 6.9k, CSP VISA Sg 7k, BofA Amex 24.5k, Discover 11.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 9.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase United VS 13k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, Compass Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, Capital One QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Barclay Arrival 10k, Ebates VS 8k, Orbitz VS 9k, NASA V 30k, USBk FP VS 17k, DC 30k, VirgAm 12k, Sams MC 15k
Senior Contributor
Posts: 3,636
Registered: ‎01-10-2008
0

Re: Looking for just one more cc

Citi may pull EX...not a bank but Addison Ave in CA pulls EX and has a primo low rate visa product.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Regular Contributor
Posts: 163
Registered: ‎09-23-2008
0

Re: Looking for just one more cc

Addison Avenue is a great choice. Their Platinum Rewards Visa is as low as 7.24%, no transfer fees, good limits, great service.

Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
0

Re: Looking for just one more cc

How you like your US Bank cards?

 

What do you plan to use your "top bank" card for?

 

What about American Express or AMEX branded card?

Established Contributor
Posts: 832
Registered: ‎01-16-2008
0

Re: Looking for just one more cc

Amex pulls EX exclusively and you can see if you are preapproved by going to their site and searching for a card that suits you.


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


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Valued Contributor
Posts: 1,634
Registered: ‎03-11-2009
0

Re: Looking for just one more cc


Wolf3 wrote:

How you like your US Bank cards?

    They are my #1 cc's.  Best bank I have ever dealt with.

What do you plan to use your "top bank" card for?

    I am just adding to a very small mix that I have, but I want a top of the line card.  That will give me 4 cc's, which will be plenty for me. 

What about American Express or AMEX branded card?

   I will consider this card, thanks for the tip.

Thanks for your input. 


 

FICOS
TU 807 3/27/15
EX 806 3/5/15
EQ 831 3/27/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Goal - At my age, just staying alive
Valued Contributor
Posts: 1,634
Registered: ‎03-11-2009
0

Re: Looking for just one more cc


Itsmeagain wrote:

Amex pulls EX exclusively and you can see if you are preapproved by going to their site and searching for a card that suits you.

    Thanks for the tip on the preapproval part.  I will check them out.  


 

FICOS
TU 807 3/27/15
EX 806 3/5/15
EQ 831 3/27/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Goal - At my age, just staying alive
Valued Contributor
Posts: 1,634
Registered: ‎03-11-2009
0

Re: Looking for just one more cc

Thanks to all for your input.  Its appreciated. 

FICOS
TU 807 3/27/15
EX 806 3/5/15
EQ 831 3/27/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Goal - At my age, just staying alive
Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
0

Re: Looking for just one more cc

US Bank is on my wish list.

 

Check out reviews at this site.   http://www.creditkarma.com/creditcards

 

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