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Valued Contributor
Imhotrodcrazy
Posts: 1,385
Registered: ‎03-11-2009

Looking for just one more cc

Hello forum friends.

 

I am looking for just one more cc.  I would like some input on what you think the "top" bank cc would be for me to acquire.  While I use my US Bank cc's exclusively,  I want to get one more.  Besides my US Bank cards I have a local credit union cc.   I live in Calif. and I want a bank that pulls only EX since I know that is my high score, ( credit union pulled in March '09 and it was 780 at that time. I know it is lower now since acquiring my US Bank accts) .  Any input would be appreciated.  Thanks

FICOS
TU 802 7/11/14
EX 797 7/6/14
EQ 748 7/10/14

Cash+ 19.5 / Amex 16.5 / US Bank loc 15k / Chase Freedom 10.6k
Established Contributor
jefftca925
Posts: 683
Registered: ‎08-14-2008

Re: Looking for just one more cc

I live in CA too and I'm pretty sure Citibank pulls EX here.  If you want a store card, Macys pulls EX too.  Most of the others pull EQ. IME.

CCs: Chase Freedom World MC 6.9k, CSP VISA Sg 7k, BofA Amex 12.5k, Discover 10.5k, US Bank Cash+ Visa Sg 12.5k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 9.2k, Citi AA Amex 6k, Nordstrom Visa Sg 10k, Amex Zync, Costco Amex 12k, BofA CR Visa Sg 17k, Amex BCP 9.5k, Amex Blue 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 4k, NFL Visa 4k, Patelco Visa 10k, Penfed PR Visa 44.6k, Chase United Visa Sg 13k, Chase Marriott Visa Sg 8k, Citi Simplicity 11.4k, PayPal MC 5k, Compass Visa 4k, WF Visa Sg 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 10.8k, Capital One QS Visa 3k, FRN MC 12k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Barclay Arrival 10k, Ebates Visa Sg 8k FICOs as of June '14...EQ 808 TU 804 EX ?
Senior Contributor
score_building
Posts: 3,509
Registered: ‎01-10-2008

Re: Looking for just one more cc

Citi may pull EX...not a bank but Addison Ave in CA pulls EX and has a primo low rate visa product.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Regular Contributor
tiger67
Posts: 163
Registered: ‎09-23-2008

Re: Looking for just one more cc

Addison Avenue is a great choice. Their Platinum Rewards Visa is as low as 7.24%, no transfer fees, good limits, great service.

Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: Looking for just one more cc

How you like your US Bank cards?

 

What do you plan to use your "top bank" card for?

 

What about American Express or AMEX branded card?

Established Contributor
Itsmeagain
Posts: 832
Registered: ‎01-16-2008

Re: Looking for just one more cc

Amex pulls EX exclusively and you can see if you are preapproved by going to their site and searching for a card that suits you.


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


Take the FICO Fitness Challenge
Valued Contributor
Imhotrodcrazy
Posts: 1,385
Registered: ‎03-11-2009

Re: Looking for just one more cc


Wolf3 wrote:

How you like your US Bank cards?

    They are my #1 cc's.  Best bank I have ever dealt with.

What do you plan to use your "top bank" card for?

    I am just adding to a very small mix that I have, but I want a top of the line card.  That will give me 4 cc's, which will be plenty for me. 

What about American Express or AMEX branded card?

   I will consider this card, thanks for the tip.

Thanks for your input. 


 

FICOS
TU 802 7/11/14
EX 797 7/6/14
EQ 748 7/10/14

Cash+ 19.5 / Amex 16.5 / US Bank loc 15k / Chase Freedom 10.6k
Valued Contributor
Imhotrodcrazy
Posts: 1,385
Registered: ‎03-11-2009

Re: Looking for just one more cc


Itsmeagain wrote:

Amex pulls EX exclusively and you can see if you are preapproved by going to their site and searching for a card that suits you.

    Thanks for the tip on the preapproval part.  I will check them out.  


 

FICOS
TU 802 7/11/14
EX 797 7/6/14
EQ 748 7/10/14

Cash+ 19.5 / Amex 16.5 / US Bank loc 15k / Chase Freedom 10.6k
Valued Contributor
Imhotrodcrazy
Posts: 1,385
Registered: ‎03-11-2009

Re: Looking for just one more cc

Thanks to all for your input.  Its appreciated. 

FICOS
TU 802 7/11/14
EX 797 7/6/14
EQ 748 7/10/14

Cash+ 19.5 / Amex 16.5 / US Bank loc 15k / Chase Freedom 10.6k
Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: Looking for just one more cc

US Bank is on my wish list.

 

Check out reviews at this site.   http://www.creditkarma.com/creditcards

 


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