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Contributor
Posts: 97
Registered: ‎12-04-2012
0

Looking for one more Credit Union to Join

Currently belong to DCU and Affinity Plus (MN) but looking for one more just in case. Also, ones that preferably pull EX or TU due to a collection on my EQ. Searched some on the forum from a few years back but just wanted to see what's going on now. Smiley Happy Thank you for the help!

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Contributor
Posts: 97
Registered: ‎12-04-2012
0

Re: Looking for one more Credit Union to Join

Abco was one I was looking at but I'm not sure who they pull and how lenient their lending is.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


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Regular Contributor
Posts: 202
Registered: ‎02-20-2013
0

Re: Looking for one more Credit Union to Join

PenFed


Contributor
Posts: 97
Registered: ‎12-04-2012
0

Re: Looking for one more Credit Union to Join

also not eligible for NFCU ...  I was thinking of holding off on Penfed for now with a collection on EQ from 2008. Thank you though for the mention Smiley Happy I'll definitely look their way in the future.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Super Contributor
Posts: 6,434
Registered: ‎05-23-2009
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Re: Looking for one more Credit Union to Join

Alliant CU.

Regular Contributor
Posts: 140
Registered: ‎11-14-2012
0

Re: Looking for one more Credit Union to Join

Do you have direct deposit with your current CUs? I only ask because if I didn't have DD and maintain a certain balance at my CU, I'd be hit with monthly maintenance and minimum balance fees. 

 

Regular Contributor
Posts: 245
Registered: ‎10-05-2012
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Re: Looking for one more Credit Union to Join

PenFed pulled EQ for me last week though.

About 250k in Credit Lines
Sapphire Preferred 29.9k, Citi MC Diamond Preferred 13.72k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 20k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 30k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Contributor
Posts: 97
Registered: ‎12-04-2012
0

Re: Looking for one more Credit Union to Join

I think Alliant generally pulls EQ. I could be wrong though.

 

Just have DD with my local bank Wells Fargo right now and also avoid fees. They've been pretty good to me and are right in town if I need to stop in. The credit unions I belong to have branches a few towns over if I decided I wanted to switch.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Looking for one more Credit Union to Join

Alliant is the ACH hub king.  I'd say DCU but you already have them so Alliant gets my vote.  PenFed is good but extremely tight when it comes to credit.

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Looking for one more Credit Union to Join

I opened an Alliant account in November they pulled EQ for me.
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