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Contributor
Stephen_Dashman
Posts: 97
Registered: ‎12-04-2012

Looking for one more Credit Union to Join

Currently belong to DCU and Affinity Plus (MN) but looking for one more just in case. Also, ones that preferably pull EX or TU due to a collection on my EQ. Searched some on the forum from a few years back but just wanted to see what's going on now. :smileyhappy: Thank you for the help!

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Contributor
Stephen_Dashman
Posts: 97
Registered: ‎12-04-2012

Re: Looking for one more Credit Union to Join

Abco was one I was looking at but I'm not sure who they pull and how lenient their lending is.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Contributor
VirusCredit13
Posts: 163
Registered: ‎02-20-2013

Re: Looking for one more Credit Union to Join

PenFed

Contributor
Stephen_Dashman
Posts: 97
Registered: ‎12-04-2012

Re: Looking for one more Credit Union to Join

also not eligible for NFCU ...  I was thinking of holding off on Penfed for now with a collection on EQ from 2008. Thank you though for the mention :smileyhappy: I'll definitely look their way in the future.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Senior Contributor
Ron1
Posts: 4,727
Registered: ‎05-23-2009

Re: Looking for one more Credit Union to Join

Alliant CU.

Regular Contributor
Joteism
Posts: 140
Registered: ‎11-14-2012

Re: Looking for one more Credit Union to Join

Do you have direct deposit with your current CUs? I only ask because if I didn't have DD and maintain a certain balance at my CU, I'd be hit with monthly maintenance and minimum balance fees. 

 

Regular Contributor
Bay_Area_Joe
Posts: 243
Registered: ‎10-05-2012

Re: Looking for one more Credit Union to Join

PenFed pulled EQ for me last week though.

$ 197,650 IN TOTAL CREDIT LINES.
MyFICO EQ 777 on 9/3/13 , MyFICO TU 787 on 9/3/13, MyFico EX Score 771 on 8/27/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 19.9k, Citi MC Diamond Preferred 12.2k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 20k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Contributor
Stephen_Dashman
Posts: 97
Registered: ‎12-04-2012

Re: Looking for one more Credit Union to Join

I think Alliant generally pulls EQ. I could be wrong though.

 

Just have DD with my local bank Wells Fargo right now and also avoid fees. They've been pretty good to me and are right in town if I need to stop in. The credit unions I belong to have branches a few towns over if I decided I wanted to switch.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011

Re: Looking for one more Credit Union to Join

Alliant is the ACH hub king.  I'd say DCU but you already have them so Alliant gets my vote.  PenFed is good but extremely tight when it comes to credit.

Moderator
09Lexie
Posts: 24,489
Registered: ‎09-13-2012

Re: Looking for one more Credit Union to Join

I opened an Alliant account in November they pulled EQ for me.

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