Looking for suggestions

basballguy · ‎06-19-2013

my credit scores are below and mostly accurate (within a few points).

I have one secured card @ 3k (capital one) and two auto loans. These are my only active lines of credit. My uti is around 4% on the cc.

I'm looking to open a card with at least a 5k limit so i can close the cap one and get the secured funds back. What are some good reccomendations for cards? I don't have access to NFCU but am a full USAA member.

09Lexie · ‎06-19-2013

Any baddies? How many inqs?

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

kimmiller112 · ‎06-19-2013

Also, how long have you had the secured card and the two auto loans?

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500

basballguy · ‎06-20-2013

one auto loan is 13 months the other is pushing 3 years. The card is 20 months or so. I have two charged off CC's from 2007 (paid) on my report and one collection account. I haven't missed a payment on any of my open trade lines.

Creditaddict · ‎06-20-2013

Have you checked pre-qaul offers on citicards.com and chase.com?

when is last time you applied at USAA? they seem to like their full members sometimes with crazy limits.

HYPASS33 · ‎06-20-2013

USAA is pretty generous with its CL. Your score are around the same as mine and I have two USAA cards.

basballguy · ‎06-20-2013

@Creditaddict wrote:
Have you checked pre-qaul offers on citicards.com and chase.com?
when is last time you applied at USAA? they seem to like their full members sometimes with crazy limits.

I'm actually opted out of receiving promo offers. I haven't directly applied for a credit card in 4 years .