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Looking for the right credit card? help

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keikdasneak
Regular Contributor

Looking for the right credit card? help

Interested in another credit card, What card should i try for with my credit? Thanks

looking for a high limit card, so i can close one of my low $300 limit cards.

 

740 Equifax Fico Score

10% percent of credit usage

Positives:
2 Credit cards opened in 2009 perfect payments $325 limit
1 credit card opened in 2005 perfect payments $ 9k limit
1 credit card opened in 2001 perfect payments $ 10k limit
1 auto loan opened june 2010 perfect payments $13k left--- 16k loan
 
Negatives:
1 Collection for $14,000 unpaid ( not mine trying to dispute)

O inquires
9 Years of credit history

Income 78k

Message 1 of 8
7 REPLIES 7
MarineVietVet
Moderator Emeritus

Re: Looking for the right credit card? help

Have you looked around the myFICO Credit Card Center yet?

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800, 10/10-813
TU - 10/10-774
You can do the same thing with hard work

 

 

 

 

Message 2 of 8
keikdasneak
Regular Contributor

Re: Looking for the right credit card? help

Yes i have, i am looking more for ones that pull Equifax only, or focus more on Equifax, i froze my TU.

Message 3 of 8
Creditaddict
Legendary Contributor

Re: Looking for the right credit card? help

Walmart Discover

Sams Discover

Dillards Amex

Ebay Mastercard/Paypal MC

Alliant CU

Message 4 of 8
Anonymous
Not applicable

Re: Looking for the right credit card? help


@keikdasneak wrote:

Interested in another credit card, What card should i try for with my credit? Thanks

looking for a high limit card, so i can close one of my low $300 limit cards.

 

740 Equifax Fico Score

10% percent of credit usage

Positives:
2 Credit cards opened in 2009 perfect payments $325 limit
1 credit card opened in 2005 perfect payments $ 9k limit
1 credit card opened in 2001 perfect payments $ 10k limit
1 auto loan opened june 2010 perfect payments $13k left--- 16k loan
 
Negatives:
1 Collection for $14,000 unpaid ( not mine trying to dispute)

O inquires
9 Years of credit history

Income 78k


The collection is going to have a big impact.  So, getting that cleaned up will help a lot.

What is your current AAofA?

What is your current individual and overall utilization?  (I.e. what are your current reported balances?)

Why are you wanting to open new cards before closing the two small CL cards?  And do your small cards have AF?

 

Message 5 of 8
keikdasneak
Regular Contributor

Re: Looking for the right credit card? help

Thanks, They give give big credit lines as well?

Message 6 of 8
Creditaddict
Legendary Contributor

Re: Looking for the right credit card? help

I think Sams is known for the largest CL, you have to apply in store.

or Alliant, as long as you can prove income, they are known for 10k+

Collection might be a problem though as others have stated, that's large

Message 7 of 8
keikdasneak
Regular Contributor

Re: Looking for the right credit card? help

Yea it is a large amount and i have disputed it several times and it will not come off. It is not even my collection..  Smiley Sad

Message 8 of 8
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