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Looking to get a new credit card, need advice.

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Anonymous
Not applicable

Looking to get a new credit card, need advice.

Hi, so I currently have 2 credit cards, a Best buy and my oldest one, a Chase Plus 1 student card.

 

I want to open up a lower interest card preferably with an introductory period for the purpose of transferring my Chase balance (unfortunately, the Slate look the best but since I cannot transfer Chase to Chase, no go). This will be my everyday card.

 

I'm a bit overwhelmed with the options, I've been looking at the Capital One Platinum Prestige as well as the Citi DIamond but none of these have rewards which seems like it may be a bad idea. Also, I'm concerned with Capital one seeming to offer low credit limits. Since I wanted to transfer the balance I'm looking for something that will offer a limit of ~2500-3000.

 

I just checked my equifax credit score on here, it says it's at 740. 

 

Thanks.

Message 1 of 6
5 REPLIES 5
LS2982
Mega Contributor

Re: Looking to get a new credit card, need advice.

Cap1 will more than likely pull more than 1 CB, is stay away from them. Citi might be a good look for you. Also AMEX charge cards are very nice.



EQ FICO 548 3/3/16
Message 2 of 6
c3troop
New Contributor

Re: Looking to get a new credit card, need advice.

Discover more
Message 3 of 6
LS2982
Mega Contributor

Re: Looking to get a new credit card, need advice.

Discover is good too, you should get a good 0% offer.



EQ FICO 548 3/3/16
Message 4 of 6
Crashem
Valued Contributor

Re: Looking to get a new credit card, need advice.

Go for citi. Don't use as primary card. Find a good rewards card and pif that.
               LIMITS IN CARD DESCRIPTIONS
Message 5 of 6
webhopper
Moderator Emeritus

Re: Looking to get a new credit card, need advice.

Discover more!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 6 of 6
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