Looking to re-build credit

Tink1o5 · ‎02-24-2013

Right now my FICO score is 559. Me an My husband are trying to rebuild our credit. I need opinions on what secured card would be best to help us rebuild. Thanks!

WF Secured - 300
Quizzle Score (FAKO) - 568 (3-5-13)

Starting Score: 559
Current Score: 559
Goal Score: 750

Take the myFICO Fitness Challenge

somotao · ‎08-13-2011

Capital One has a decent secured card. You can also try a credit union some of them are good with secured cards.

Starting Score: 500s
Current Score: EQ: 680myFICO(9/7/12), TU: 689myFICO(9/2/12), EX Plus:682(lp,4/16/12)
Goal Score: 700
Wallet: Discover More 1k, Capital One Platinum 1.5K, Barclays Apple Finance Visa 2.7k.
Take the FICO Fitness Challenge

myjourney · ‎02-07-2013

Tink1o5 wrote:
Right now my FICO score is 559. Me an My husband are trying to rebuild our credit. I need opinions on what secured card would be best to help us rebuild. Thanks!

Welcome Tink1o5

"Intelligence plus character--that is the goal of true education"
I will be gardening until 12/31/13 last escape 06/06/13

Tink1o5 · ‎02-24-2013

Thank you for the welcome

WF Secured - 300
Quizzle Score (FAKO) - 568 (3-5-13)

Starting Score: 559
Current Score: 559
Goal Score: 750

Take the myFICO Fitness Challenge

LS2982 · ‎04-09-2011

Tink1o5 wrote:
Right now my FICO score is 559. Me an My husband are trying to rebuild our credit. I need opinions on what secured card would be best to help us rebuild. Thanks!

Welcome to the forums!!!

I agree with Cap1 secured or a local CU. You may have to resort to the dreaded First Premier or CreditOne but you have to start somewhere.

Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013

Simplyjays · ‎02-22-2013

capital one is pretty cool ive had it and been growing with that so far the rules to getting better credit is.... try to pay in full when statement is due or never let more then 30% of usage carry over to the next month..dont apply for too many things because too many inquirys bite =( i forgot the rest =/ lol but theres something atleast

Inquires= 0 as of 3/20/2013 till 4/1/2014
-Amex green NPSL -Discover it 1k -Capital One 1.25k -Walmart 700.00
-JDCU 500.00 -Credit one bank 400.00 (credit builder card =) -Babys R-us 200.00? =(
TU=649
EQ=632 as of 3/20/2013

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Looking to re-build credit

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