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Valued Member
Posts: 102
Registered: ‎02-24-2013
0

Looking to re-build credit

Right now my FICO score is 559.  Me an My husband are trying to rebuild our credit. I need opinions on what secured card would be best to help us rebuild. Thanks!

WF Secured - 300
Quizzle Score (FAKO) - 568 (3-5-13)

Starting Score: 559
Current Score: 559
Goal Score: 750


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Regular Contributor
Posts: 240
Registered: ‎08-13-2011
0

Re: Looking to re-build credit

Capital One has a decent secured card. You can also try a credit union some of them are good with secured cards.


Starting Score: 500s
Current Score: EQ: 693myFICO(9/7/12), TU: 710myFICO(9/2/12), EX Plus:701(lp,4/16/12)
Goal Score: 700

Wallet: Discover IT $2000, Capital One Platinum $12000, Barclays Rewards $4700, Walmart $2600, Amazon Store Card $1250.
Keep the Hearth of your Thoughts Pure, by so doing you will be Happy and bring Peace!
Community Leader
Senior Contributor
Posts: 26,864
Registered: ‎02-07-2013
0

Re: Looking to re-build credit


Tink1o5 wrote:

Right now my FICO score is 559.  Me an My husband are trying to rebuild our credit. I need opinions on what secured card would be best to help us rebuild. Thanks!


Welcome Tink1o5



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Valued Member
Posts: 102
Registered: ‎02-24-2013
0

Re: Looking to re-build credit

Thank you for the welcome

WF Secured - 300
Quizzle Score (FAKO) - 568 (3-5-13)

Starting Score: 559
Current Score: 559
Goal Score: 750


Take the myFICO Fitness Challenge


Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Looking to re-build credit


Tink1o5 wrote:

Right now my FICO score is 559.  Me an My husband are trying to rebuild our credit. I need opinions on what secured card would be best to help us rebuild. Thanks!


Welcome to the forums!!!

 

I agree with Cap1 secured or a local CU. You may have to resort to the dreaded First Premier or CreditOne but you have to start somewhere.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Contributor
Posts: 61
Registered: ‎02-22-2013
0

Re: Looking to re-build credit

capital one is pretty cool ive had it and been growing with that so far the rules to getting better credit is.... try to pay in full when statement is due or never let more then 30% of usage carry over to the next month..dont apply for too many things because too many inquirys bite =( i forgot the rest =/ lol but theres something atleast

Inquires= 0 as of 3/20/2013 till 4/1/2014
-Amex green NPSL -Discover it 1k -Capital One 1.25k -Walmart 700.00
-JDCU 500.00 -Credit one bank 400.00 (credit builder card =) -Babys R-us 200.00? =(
TU=649
EQ=632 as of 3/20/2013
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