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Looks like I got SP'd 4 times in one month.

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armbenderc
Valued Contributor

Looks like I got SP'd 4 times in one month.

Yup. I opened 3 accounts since Amex BCE.

 

 

AMEX ACCOUNT REVIEW   Date:   June 29, 2013 , June 27, 2013 ,
            June 14, 2013
 , June 6, 2013 ,
            May 4, 2013
 , April 20, 2013 
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 1 of 11
10 REPLIES 10
09Lexie
Moderator Emerita

Re: Looks like I got SP'd 4 times in one month.

Do the dates correlate to your apps, new accts reporting?
Message 2 of 11
eviLution
Established Contributor

Re: Looks like I got SP'd 4 times in one month.

What are you using to see the SPs?


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 3 of 11
armbenderc
Valued Contributor

Re: Looks like I got SP'd 4 times in one month.


@09Lexie wrote:
Do the dates correlate to your apps, new accts reporting?

Yes.

Barclaycard Ring reported 6/12, hence the 6/14

BoA HP 6/27, hence the 6/27

BoA reported 6/29, hence the 6/29.

 

BoA reported really quick, the card doesn't report CL or high balance.

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 4 of 11
armbenderc
Valued Contributor

Re: Looks like I got SP'd 4 times in one month.


@eviLution wrote:

What are you using to see the SPs?


Experian.com

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 5 of 11
Open123
Super Contributor

Re: Looks like I got SP'd 4 times in one month.

Amex has a service for automated ARs whenever there's a new account and/or inquiry.

Message 6 of 11
09Lexie
Moderator Emerita

Re: Looks like I got SP'd 4 times in one month.

Sounds about right then. As long as you are managing your cc's I wouldn't worry. ESP since you are in the garden. Smiley Wink
Message 7 of 11
trying_to_B_good
Contributor

Re: Looks like I got SP'd 4 times in one month.


@armbenderc wrote:

Yup. I opened 3 accounts since Amex BCE.

 

 

AMEX ACCOUNT REVIEW   Date:   June 29, 2013 , June 27, 2013 ,
            June 14, 2013
 , June 6, 2013 ,
            May 4, 2013
 , April 20, 2013 

i wonder if it possible the 4 different credit analysts pulled these....sounds like some are computer and then sent to analyst for further review....maybe??

Message 8 of 11
enharu
Super Contributor

Re: Looks like I got SP'd 4 times in one month.

I got SP a few times in a month by Amex too!
Citi and discover been doing 1-2 SP each month as well.
DNSB seems to do 1 SP at the end of each month.

Not sure about Barclays since I don't have access to TU report.

Chase and Wells Fargo does a SP once every few months it seems. Probably maybe because I have been a client for a while now.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 9 of 11
Open123
Super Contributor

Re: Looks like I got SP'd 4 times in one month.

With Amex, you'll notice very frequent ARs for the first 6 months.  Then, it becomes less, unless for new inquiries and/or accounts.  After a year or so, you may see one every few months.

 

Regardless, there will always be an AR with activity.

Message 10 of 11
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