I wonder if this info would be on my recent personal loan documents? I checked but didn't find anything. Actually i did check the initial denial letter (before adding co-signer) and it listed EQ score of 710. I also went to look for when i was initially approved for the secured AMEX and no score listed anywhere.
I wonder if this info would be on my recent personal loan documents? I checked but didn't find anything. Actually i did check the initial denial letter (before adding co-signer) and it listed EQ score of 710. I also went to look for when i was initially approved for the secured AMEX and no score listed anywhere.
Scores are generally only listed in the letters when we get less than best terms. Do you know what your EQ08 score was at time of denial?
I wonder if this info would be on my recent personal loan documents? I checked but didn't find anything. Actually i did check the initial denial letter (before adding co-signer) and it listed EQ score of 710. I also went to look for when i was initially approved for the secured AMEX and no score listed anywhere.
Scores are generally only listed in the letters when we get less than best terms. Do you know what your EQ08 score was at time of denial?
AMEX pulls EX so no EQ would should up there.
No i only did TU through myfico since i was expecting to apply for care credit. I didn't plan on going the loan route. I did get the best loan terms due to my co-applicants excellent credit so that could explain why. Oh well i probably shoudn't even worry about the score at this point sicne i need to be in the Garden for a while
I can confirm from prior terms document disclosures that the score given as of about a year ago was a FICO 04, as the score stated in the letter exactly matched my FICO 04 score (as known to me from Equifax ScorePower) at the time of the application.
Unless something has changed, it seems that USAA does definitely use FICO 04 Equifax in their CC decisioning.
I can confirm from prior terms document disclosures that the score given as of about a year ago was a FICO 04, as the score stated in the letter exactly matched my FICO 04 score (as known to me from Equifax ScorePower) at the time of the application.
Unless something has changed, it seems that USAA does definitely use FICO 04 Equifax in their CC decisioning.
Gardening Until Further Notice
