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Lost in Amex country...

Valued Contributor

Lost in Amex country...

Ok..quickie for the Amex crowd.

 

Just joined the last of the zync(npsl) crowd at the end of Sept. It's not showing on my Cr's yet (obviously).

How soon can I app for another charger?

I'm already getting the general "offering" emails from Amex. Latest one was the PRG.

 

Thanks.

Message 1 of 16
15 REPLIES
Established Contributor

Re: Lost in Amex country...

There's no minimum time before another application with Amex as long as you are approved for the first; there's only a 30 day wait period after a denial.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Message 2 of 16
Senior Contributor

Re: Lost in Amex country...

I think you can now if you want .... Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 16
Valued Contributor

Re: Lost in Amex country...

Cool. Guess I'm never going to garden this year. Maybe '13...ha ha.

Message 4 of 16
Valued Contributor

Re: Lost in Amex country...

might want to wait for jan though. 

everytime you get a card your aaoa will take a hit. but if you wait for jan. if you get approved all cards will be backdated to jan 2012 giving you an extra year on each card. 

just my 2 cents. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 5 of 16
Valued Contributor

Re: Lost in Amex country...

I'm at 6yr. Oldest is 17. I'm good.

Message 6 of 16
Valued Contributor

Re: Lost in Amex country...


Burned2manybridgesB4 wrote:

I'm at 6yr. Oldest is 17. I'm good.


you can share if you'd like. 

im just past 17 years old here..... 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 7 of 16
Valued Contributor

Re: Lost in Amex country...

With the good comes the bad. I'd rather be in your shoes. Being old sucks.

Message 8 of 16
Regular Contributor

Re: Lost in Amex country...


creditnocash wrote:

might want to wait for jan though. 

everytime you get a card your aaoa will take a hit. but if you wait for jan. if you get approved all cards will be backdated to jan 2012 giving you an extra year on each card. 

just my 2 cents. 


"All cards will be backdated to jan 2012..."?! I thought, in this case for example, the OP Zync's opening date would stay the same and be in September 2012 while every other card applied for in the future will be the month of the application but with the year of 2012. Therefore by waiting to apply for the card in January instead of this month, the card would say it was actually opened January 2012 (instead of October 2012) and give you an extra 9 months on that specific card (not the Amex cards applied beforehand).

01/04/17 Equifax FICO 788
01/04/17 Experian FICO 789
01/04/17 TransUnion FICO 784

Amex BCP $24,000 | Chase Freedom: $13,000 | Chase SR: $35,000 | Discover IT: $20,000 | PenFed Platinum: $32,000
Message 9 of 16
Valued Contributor

Re: Lost in Amex country...

I'm not worried about backdating. I plan on keeping this "exclusive" card...lol.

I'm one of the few that fit a charger better than a normal revolver, but I want better rewards, since I'm in for the long haul.

Message 10 of 16